Obama Care Pros And Cons

Improved Essays
Have you ever been afraid of getting sick? The fear lies not so much in the illness so much as the cost of the treatment. As you may well be aware of, the healthcare system in the United States could use some reform. That is what many believe anyway. Those who do not get their healthcare via health plans through their work inevitably have to pay for health care through more standard means, myself included. The most relevant form of health care, and the focus of my paper, is The Affordable Care Act, otherwise known as Obamacare. While I am certainly no politician, many political stances on health insurance have major effects. Contrary to its name, the Affordable Care Act might not be just that, “affordable,” and might be doing more harm than …show more content…
Unfortunately, the issue is not a simple one and cannot be easily resolved. Regardless, there are those whole believe that Obamacare is doing more good than harm. The main goal of Obamacare was to make sure that everyone was insured and they managed to achieve that. According to Sally Kohn, one hundred and five million people no longer have life expense caps. This means that before Obamacare, the elderly would be denied access to health insurance because of chronic illnesses or restrictive policies set forth by the provider. This also set president for preexisting conditions. If someone were to have, for example, diabetes and they tried to change insurance carriers, it would be very difficult because they could claim this to be a preexisting condition and would not legally have to cover this person, but this changed with Obamacare. The youth of America also benefit because they are allowed to remain on their parent or guardians health care plan until the age of twenty-six. This benefits approximately three million youths. The list goes on and on, however the main point the supporters of Obamacare try to make is that everybody is covered, from the youth to the elderly and from the low income households to small businesses and their workers. Also, the Affordable care act mandates that a minimum of eighty percent of the premiums be used on health care rather than advertisements and

Related Documents

  • Improved Essays

    Mike Ferguson once said, America 's doctors, nurses and medical researchers are the best in the world, but our health care system is broken. The employees inside the U.S. health care system are some of the best in the world, but the way the system is implemented is broken. The book America’s Bitter Pill, written by Steven Brill, takes an in depth look at the health care system in America. It goes in depth about Obamacare and how it was written, being installed, and changing or failing to change the system. The writing of the Affordable Care Act, or Obamacare, was a tedious and difficult project.…

    • 795 Words
    • 4 Pages
    Improved Essays
  • Decent Essays

    The Congressional Budget Office has yet to release its evaluation of the bill Cassidy co-authored with Senator Lindsey Graham of South Carolina. Its reviews of earlier GOP bills in the House and Senate found that at least 22 million fewer people would have coverage by 2026, compared to current law. It's difficult to say exactly what the coverage losses would be under the Graham-Cassidy bill, experts say. That's largely because it would give a lot of control over health care to the states, while at the same time curtailing federal funding.…

    • 406 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Contrary to popular belief, the mandate was not enacted to coerce Americans into purchasing insurance. Rather the predominant goal of Obamacare was to provide affordable health coverage for as many Americans as possible by reforming the insurance industry (Nitti, 2017). In order to achieve such a goal, the reform was broken down to three subdivisions. The first subdivision ordered each taxpayer without health insurance coverage, for any part of the year, to pay a penalty to the IRS when filing their taxes.…

    • 239 Words
    • 1 Pages
    Improved Essays
  • Superior Essays

    Obamacare Pros And Cons

    • 1093 Words
    • 5 Pages

    Since March of 2010, the American people have had to suffer under the incredible economic burden of the Affordable Care Act—Obamacare. This legislation, passed by totally partisan votes in the House and Senate and signed into law by the most divisive and partisan President in American history, has tragically but predictably resulted in runaway costs, websites that don’t work, greater rationing of care, higher premiums, less competition and fewer choices. Obamacare has raised the economic uncertainty of every single person residing in this country. As it appears Obamacare is certain to collapse of its own weight, the damage done by the Democrats and President Obama, and abetted by the Supreme Court, will be difficult to repair unless the next…

    • 1093 Words
    • 5 Pages
    Superior Essays
  • Improved Essays

    The Affordable Care Act and Florida Since amended in 2010, a heated topic across the country has been the Compilation of Patient Protection and Affordable Care Act, more commonly referred to as the “Affordable Care Act” or “Obamacare”. The Affordable Care Act has caused a rift in legislative bodies in many states. Some states have accepted the terms of the program including all of its expansion on the health care system, but some have been reluctant to implement the program. One of those reluctant states has been Florida, which is apparent by multiple court cases that has come since its inception (ObamaCare Lawsuit).…

    • 1673 Words
    • 7 Pages
    Improved Essays
  • Improved Essays

    In 2010 the Affordable Care Act became one of the most talked about pieces of legislation that has brought many mixed reviews. Healthcare is a necessity that each of us need to maintain our lives. While we have an excellent source of healthcare service in the United States, it’s the access to that healthcare that has been a problem for many American’s. There are countries that have already turned to government healthcare. The Affordable Care Act was designed to help each of us have the access to Health care that we have not been able to afford in the past.…

    • 1011 Words
    • 5 Pages
    Improved Essays
  • Decent Essays

    Obama Care Pros And Cons

    • 295 Words
    • 2 Pages

    Hi Mayda. I agree that Obamacare has improved healthcare in the U.S. by working to provide all citizens with quality healthcare at an affordable cost. Obamacare has many benefits, many of which you mentioned, including healthcare insurance for all citizens regardless of income or preexisting conditions, coverage of young adults up to age 26 on their parents' plans, and expanded Medicaid eligibility for Americans that cannot afford healthcare. In addition, the shift of healthcare into the community and the focus on preventative care has also greatly improved early detection and treatment of diseases such as diabetes and hypertension that may have otherwise gone untreated.…

    • 295 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Obamacare Research Paper

    • 207 Words
    • 1 Pages

    What would the U.S. be like without Obamacare? Obamacare was created by President Barack Obama. President Obama’s goal of Obamacare was to give affordable quality health insurance to more Americans and to reduce the growth in the U.S, health care spending. Obamacare is affordable and can be provided for everyone who normally can’t get insurance. Obamacare is health insurance that everyone can afford.…

    • 207 Words
    • 1 Pages
    Improved Essays
  • Improved Essays

    Obamacare helps more people get insured. Before the Affordable Care Act was passed, around 35 million Americans were uninsured. After the Affordable Care Act was passed, roughly 13 million people were uninsured. Obamacare overall helps the elderly get more affordable health insurance. Obamacare lowers the premiums and deductibles for the 57 million elderly using medicare.…

    • 293 Words
    • 2 Pages
    Improved Essays
  • Decent Essays

    I really like how you mentioned that there are pros and cons for every legislation, and this is absolutely true. There is always going to be good and bad aspects about some of the policies put into place. No legislation is perfect. I believe it takes years to perfect policies that have been in place for centuries. This post has definitely given me a more open-minded perspective about the Affordable Care Act and it is good to see that you benefited from it.…

    • 218 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    As Americans, do we not have the right to provide for and protect our families? In 2010, the largest overhaul of the health care system, since Medicare, began with legislation for The Patient Protection and Affordable Care Act(PPACA), also known as Affordable Care Act(ACA) or commonly identified as Obama Care. This legislation brought care to American families that had never participated in a health care program, or never acquired health insurance because of financial hardship (Thompson). Arguably, there is the conservative citizen, and religious members of our society that claim we are creating Socialized Medicine and or interfering with religious freedoms. Equally important, The Affordable Care Act provides access to Medical Insurance to those individuals with the greatest need, at an affordable rate or no fee at all, with securities that the insurance companies no longer hold all the power over the individuals and allowing insured with preexisting conditions to obtain quality health care.…

    • 764 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    However, not everyone was happy with these reforms. Obamacare was a burden to businesses that were forced to provide coverage and created an administrative nightmare for companies and providers with little incentive for doing so besides penalties. Although it helped many people, it was also a burden to business and was costly if a family did not qualify for a government subsidy. Cost control is one of the most important elements to health care reform and Obamacare was costly to the insured, their employers, and the government. Millions more people had access to healthcare, and were essentially required to have some form of coverage, but there were many problems as well.…

    • 182 Words
    • 1 Pages
    Improved Essays
  • Improved Essays

    It has caused health insurance to rise, and it has been said that the Affordable Care Act was going to ease the financial burden on Americans and improve their coverage and care. Neither of the two has yet to occur. The Affordable Care Act has also forced everyone to pay for the taxes that Obamacare requires. Every health plan with more than $25 million dollars of premiums has to pay a portion of that giant tax (Brase). In other words, even those who are not covered by Obamacare, but instead have private insurance plans, will still be required to pay the tax through premium increases and other fees (Brase).…

    • 725 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Effects Of Obamacare

    • 1139 Words
    • 5 Pages

    Obamacare will upend health insurance coverage for millions (“Losing Health..” 1-2). Obamacare allows Americans to stay with whichever insurance provider they choose; however, the insurance plan must meet the requirements that Obamacare mandated. The Obama Administration set regulations stating that other insurance plans cannot be used if there is “an increase in co-payments of more than $5, or an increase in the employee’s share of premiums paid by more than 5 percent” (1-2). Americans who rely on themselves to purchase health insurance tend to seek out economical insurance plans because they are living paycheck to paycheck just like millions of other Americans. These economical plans to do not meet the mandated requirements of the Obama Administration, so this has directly led to a 20% drop in insurance coverage for Americans(1-2).…

    • 1139 Words
    • 5 Pages
    Improved Essays
  • Great Essays

    The right to affordable health care is as sacrosanct as the right to be free, if not more. The most important issue is making medical care a right for everyone at an affordable price. American health care has an insurance-based system; thus, to get affordable and efficient medical help, you should be insured. Currently, there are about 44 million uninsured Americans. According to Elizabeth Bradley, the author of the book The American Health Care Paradox, the paradox of today’s system is that “United States spends so much on health care but continues to lag behind in health outcomes” (33).…

    • 1634 Words
    • 7 Pages
    Great Essays