Introduction The passage of the Affordable Care Act changed the delivery of health care in the United States. However, since the passage of the Affordable Care Act, multiple lawsuits against the federal government have been filed. On June 25th 2015, the Supreme Court ruled on the Affordable Care Act in a 6-3 decision stating, “Congressed passed the Affordable Care Act to improve health insurance markets, not destroy them. If at all possible, we must interpret the Act in a way that is consistent with the former” (CNN, 2015, para. 5). The benefits and limitations of the Affordable Care Act and its affect on health care delivery and the American people will be discussed. The future of health care based on current projections will further be
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According to Forbes (2015) the under insured population in the United States has grown. Forbes attributes this growth to the fact that many plans under the Affordable Care Act now carry larger deductibles. This is problematic, as individuals need to meet their deductible prior to being able to use their health insurance. In further supporting this, Forbes argues the least expensive plan offered under the Affordable Care Act is the “Bronze plan, which overs an average of only 60% of medical costs and has deductibles as high as $5,000 for an individual and $10,000 for a family” (para. 6). From this perspective, Forbes argues that the Affordable Care Act has not made health insurance affordable for people throughout the nation. In using this example, the need to pay $10,000 prior to receiving 60% off medical care leaves many unable to afford health …show more content…
Despite this change, there are benefits and limitations to the current provisions of the Affordable Care Act. In reviewing the benefits, there has been an evident decrease in the number of people who do not have health insurance. Furthermore, individuals who were once deemed uninsurable are now able to access health insurance. Yet there are some limitations of the Affordable Care Act. The current plans offered through this Act make it increasingly expensive for people to seek medical care. As a result, nearly 25% of people are avoiding going to the doctor and receiving preventative services. In assessing the long-term changes to health care the Affordable Care Act will have, it is possible that the Affordable Care Act will make preventative care more affordable and accessible in the future. In making preventative care more accessible and affordable, the average life expectancy in the United States could increase and the amount of money that the government spends on health care could decrease. Yet in order for these changes to occur, there needs to be some alterations to the current plans offered by the Affordable Care Act, in order to ensure that this act is indeed making health care more affordable and accessible for people throughout the United
According to Forbes (2015) the under insured population in the United States has grown. Forbes attributes this growth to the fact that many plans under the Affordable Care Act now carry larger deductibles. This is problematic, as individuals need to meet their deductible prior to being able to use their health insurance. In further supporting this, Forbes argues the least expensive plan offered under the Affordable Care Act is the “Bronze plan, which overs an average of only 60% of medical costs and has deductibles as high as $5,000 for an individual and $10,000 for a family” (para. 6). From this perspective, Forbes argues that the Affordable Care Act has not made health insurance affordable for people throughout the nation. In using this example, the need to pay $10,000 prior to receiving 60% off medical care leaves many unable to afford health …show more content…
Despite this change, there are benefits and limitations to the current provisions of the Affordable Care Act. In reviewing the benefits, there has been an evident decrease in the number of people who do not have health insurance. Furthermore, individuals who were once deemed uninsurable are now able to access health insurance. Yet there are some limitations of the Affordable Care Act. The current plans offered through this Act make it increasingly expensive for people to seek medical care. As a result, nearly 25% of people are avoiding going to the doctor and receiving preventative services. In assessing the long-term changes to health care the Affordable Care Act will have, it is possible that the Affordable Care Act will make preventative care more affordable and accessible in the future. In making preventative care more accessible and affordable, the average life expectancy in the United States could increase and the amount of money that the government spends on health care could decrease. Yet in order for these changes to occur, there needs to be some alterations to the current plans offered by the Affordable Care Act, in order to ensure that this act is indeed making health care more affordable and accessible for people throughout the United