Since the Affordable Care Act, more people are eligible for health insurance. Before the ACA it was hard for individuals to get health care coverage, unless through an employer. The benefits of the ACA, is that it covers preventative screenings, which cause insurance deductibles to rise to cover the cost.
ACA not only have higher premium cost, but also led to higher deductibles or out of pocket costs. During the ACA, people can no longer use the pre-existing condition clause, young adults can stay on parents’ insurance until the age of 26, and citizens are required to get health insurance or risk getting a tax penalty. With the ACA, only a handful of poor individuals were covered with health insurance while others are left without it.
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ACA not only have higher premium cost, but also led to higher deductibles or out of pocket costs. During the ACA, people can no longer use the pre-existing condition clause, young adults can stay on parents’ insurance until the age of 26, and citizens are required to get health insurance or risk getting a tax penalty. With the ACA, only a handful of poor individuals were covered with health insurance while others are left without it.
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