Jacksonville. It's the type of place where people live on their boats in the marina, just waiting for the opportunity to take said boats out on the St. Johns River. Where life and culture intersect. Where life is lived out loud. But sometimes due to your poor credit and finances, you feel left out of Jax's dynamic loop.…
Margin The reason for the stock price becoming stagnant was our products became outdated. Our low tech product had an age of 5 years and our sales and marketing penetration dropped by 1/3. Our plan was to update the low tech product (Able) and bring the age down to 2 years old. We were also going to increase capacity by 500 and lower the price by $2.00.…
PennyMac Loan Services, LLC is required to have physical safeguarding controls in place to secure consumer, employee, and Company Sensitive Information and maintains an Information Security Policy to do so. All individuals granted physical access to any Licensee facility are provided a badge, and must scan their badge prior to entering the premises. Individuals who are not issued a badge must log-in with the Security Desk prior to entering a facility. All employees must maintain a Clean Workspace, which includes desks, computer screens, printers and printer rooms, mail bins, conference rooms, cubicles and offices. All employees must keep workspaces free and clear of any documentation containing Sensitive Information, maintain locked drawers…
81. The William D. Ford Federal Direct Loan program has been a key pillar of the financial aid landscape in higher education. However, the President-elect has made references to privatizing the program, increasing its costs, and returning to a setup that puts students at risk for predatory lending. What assurances will you make to students who are depending on this program to finance their education?…
IATI has grown organically, in fits and starts, in rapid response to many external factors. When Abdon Villamizar, who lead IATI from 1968 to 1997, had to resign from his position due to a serious accident that incapacitated him for life, Vivian Deangelo was appointed in ‘98 to lead the organization into the new century by implementing innovative outreach, fundraising and audience development initiatives leading up to the creation of IATI's professional training unit, a touring children's repertoire, theater workshops, and the acquisition of state-of-the-art facility on E. 4th Street (Downtown Theater Row). This capital project, however, affected the company’s financial catastrophically. It was 2005 when IATI Theater and two other companies bought the 64 E. 4th Street building. It was 8 years of capital fundraising and renovation.…
The following recommendations are made to (TD Canada Trust Bank) based on the findings and conclusions of this project on employee motivation, job satisfactions and most influencing factors, for the purpose of enhancing the overall level of employee motivation in the company and increasing work efficiency. 1. Provide more competitive wages to the “low-income” segment of the company. 2. Increase the possibility of employee promotion in the company by promoting from within rather than hiring from the outside.…
The purpose of this reflective memo is help you read, understand, and evaluate my application materials. I believe I have properly listed my strengths and qualifications for the Financial Operations Analysis Internship posting for T-Mobile. My strong work ethic and sales background will only better help the Hiring Supervisor better understand my potential in their company. Justification T-Mobile is a company that prides itself on promoting within, and helping their employees grow in their careers.…
Rite Aid Corporation’s debt also includes 9.375% senior notes. The face value of these notes is $410,000. The current carrying value is $405,951. Carrying value or book value is the face value plus any premiums or minus any discounts. Thus, the difference between the face value and carrying value for these notes is due to an unamortized discount of $4,049.…
Arbor's Oklahoma City Office Originates Nearly $30 Million in Loans Arbor Commercial Mortgage, LLC (“Arbor”), national direct commercial real estate lender, announced in November that it funded six loans totalling nearly $30 million. Under the Fannie Mae DUS Small Loan, Freddie Mac Small Balance Loan, and FHA 223(f) programs, the mortgage company was able to secure the funding across multiple cities in Michigan -- with Vice President Mike Jehle of Arbor’s Oklahoma City office originating the loans. Said Jehle, “Arbor has the nationwide expertise that is required to meet borrower demands no matter where they do business, including the growing multifamily markets found throughout the country.” This comes after much news of Arbor’s hundreds…
The company that uses interactive, search and or mobile advertising is Quicken Loans. Quicken Loans launches several commercials throughout the year that urge the clients to text a code or fill out a form on a microsite to enter into a contest. The organization also uses branded entertainment where it sponsors a sporting event or a team and launches a campaign supporting the event. An example is the “Hole in One” sweepstakes that was launched on the PGA tour website. The clients were encouraged to register for a chance to win mortgage payments for a year every time an ace was recorded at participating PGA tournaments.…
• SunE Sky 13th Sideroad, LP (“SunE Sky” or the “Borrower”), a bankruptcy-remote limited partnership between SunEdison, LLC (“SunEdison”) (NR) and SkyPower Limited (“SkyPower”) (NR) (the “Sponsors”), owns and operates the 13th Side Road Solar Energy Project (the “Project”) - an 8.0 MWac PV solar project that was constructed pursuant to Ontario’s Renewable Energy Standard Offer Program (“RESOP”) and sells the energy output to the Independent Electricity System Operator (the “IESO”) (Aa2; SFS 2) pursuant to a 20-year Power Purchase Agreement (the “PPA”). • In 2010, SFS EF AM committed CA$8.25 million (US$ 6.35 million (1 CAD=0.77 USD)) to the Borrower’s CA$ 32.0 million Senior Secured Term Loan (the “Term Loan”). The Term Loan has a 15-year…
Sumitomo Copper Scandal (1995) Impacts on the Sumitomo Corporation The Sumitomo Copper estimated that the copper scandal, the financial scandal, gave rise to losses of $1.8 billion in June 1995. According to the company, the case would not affect their activeness and they would swallow the entire loss in the current fiscal year, which was about nine months after it took place. In order to cover the $1.8 billion losses, they would set aside a fund from the original executive bonuses and canceled share buyback program.…
Corporate Finance and Applications Fall 2016 Professor R.A. Michelfelder, Ph.D. 52:390:310 December 14, 2016 Due: Tuesday, December 20, 2016 11:59 PM by Email FINAL EXAMINATION Please briefly respond to all of the following questions on each page. There are 6 pages of questions. This is a take-home examination.…
The company I have selected to evaluate for its Corporate Social Responsibility (CSR) is Chase. This powerful banking organization has been a cornerstone in the banking world for years and given the already tepid public opinion towards wealthy institutions it is no wonder that Chase has been listed on American 's list of the most despised companies. Recent developments have not aided their case. In the ensuing essay, I will evaluate various aspects of the business as well as explain where this hatred is stemming from.…
Coca-Cola Company is one of the multinational companies in the United State. Its capital structure plays an influential role in Shareholder’s Wealth Maximization. Normally, US multinational companies have the relatively higher indebtedness, so they often use the debt financing (Dobrica, 2007). According to Puravankara (2007), Coca-Cola Company uses debt financing to reduce the overall cost of capital, which can increase the return on shareholders’ equity.…