In Suze Orman’s “how to take control of your credit cards” she explains how to reduce credit card debt no matter who you are or the amount of debt you have. Her target audience is any individual who is trying to reduce their debt, but has no idea how to even start. As she states in paragraph two, “If you have the desire to take control of your credit card mess, you can”, anyone can use her book to reduce their debt. Suze’s thesis is best expressed I the following sentence, “I am not saying it will be easy, but there are plenty of strategies that can put you on a path out of credit card hell”. She defines terms, explains her main process, and shows the causes and effects of her method. The author defines her own terms, broke by circumstance
