Redwall Redwall is a very exciting book filled with action and adventure, it also has many gruesome battles. Redwall was written in 1986 by Brian Jacques. It has 352 pages and was published by The Berkley publishing Group, a member of Penguin Putnam, Inc. Brian Jacques was born in Liverpool, England and as a young boy he went to school at St. John’s school.…
Journal 2 Response The second journal in The Alternative by Galen Leonhardy explores his various relationships with students, teachers, and parents. Leonhardy discusses personal dilemmas regarding the proper interaction, and reporting of incidents between himself and the students, along with their families. Leonhardy teaches at an alternative school, and most of these students and families have very complex and dark variables in their daily lives. Leonhardy tries to draw on various cultural experiences with the Nez Perce tribe and the movie Schindler's List to bring in lessons of racism and dehumanizing in hopes of enlightening his students on how to better interact with different people.…
In the book The Crossing by Gary Paulsen, the main character, Manny, encounters many dangers on a daily basis during his time as a homeless young boy. These dangers, in reality, could easily end in death or serious injuries but are sadly common for people in Manny’s position, especially in Mexico. As dangerous as it may be and with the odds against him, Manny somehow finds a way to survive throughout the book and through dangers that come his…
The only similarity I observed through viewing Michael’s interview and reading Bernardo’s is that they are a year apart in age, and I’m assuming they’re both physically fit since they are involved in sports, and these young men attend school. However, I found many differences between the two. Michael seemed very shy and timid and lived a more sheltered lifestyle his only worry is that he doesn’t forget to do his homework, and his only responsibilities are to throw out the trash, watch his siblings and feed himself. And when he is questioned about his typical day, he replies with a few word answers. On a cognitive and emotional level, he seems to be a lot less mature than Bernardo.…
After Obama ruled in favor of the new Department of Labor (DOL) fiduciary rule, financial planners will no longer have their own interests in earning high-commissions and fees over their clients. The new rule is to protect advisor’s clients by adding a sense of transparency by making sure the advisor is acting within the best interest of the client, by recommending the best investments at the lowest prices. Implementation of the new rule is set out to prevent the $17 billion a year in government claims by reducing the exorbitant fees associated with financial planners. However, this has caused a major disruption to all financial advisors and how they operate (currently) under less stringent standard that requires investment advice to be “suitable”.…
Persuasive Speech; Why You Invest For A Retirement Plan General Purpose: To Persuade Specific Purpose: By the end of my speech, my audience will be persuaded to invest for a retirement plan. Introduction Attention Getter: So how many of you have a piggy bank? If you did have one, then you already knows how it’s worked.…
Recently, people are faced with tough financial time. They have little income and a lot of expenses. Students complete universities and college, to enter a world with no incomes and with a lot of financial uncertainties. These are the major issues that Suze Orman tries to explain in her book. The book is aimed at young people and their parents in their struggle to face the dynamics of the financial world.…
Heroes Among Us is an inspirational book, written by John Quiñones, that is about different acts of heroism. John Quinones chose specific scenarios that best represented his opinion of heroism. This book was very interesting because it displayed random acts of heroism and bravery. Some of the heroes in this book encountered dangerous and fearful situations to help others in need. It takes true bravery to risk your life to help others.…
In order to help people achieve a total money makeover, Dave Ramsey "busts" myths and introduces a seven step program to insure one 's success . He provides extremely accurate reasons and fact to why debt and money myths can 't be trusted and reveals truths . Also adding on an easy to understand and follow program, to ensure financial finesses . Before all this Dave instructs that one should be able to accept the reality if they are financial unhealthy and be willing to change even if its painful .…
There are many ways how silence could be efficient or harmful. However, I believe that silence is dangerous in many ways possible. My reasons are that people wouldn’t be able to express their thoughts on important situation and serious topics with silence, as well as the tension of silence from the people. Also, people could have limited knowledge because of silence, and silence can be destructive to a person’s or the other’s personality. My first reason is that people wouldn’t be able to express their thoughts on important situation and serious topics with silence, as well as the tension of silence from the people.…
Rahmat Khatoon English 1130 October 28, 2017 A1) The story “Valor” by Judith Ortiz Cofer is many written in English but at the same time it incorporates many Spanish words. The title for Instance is in Spanish itself. “Valor” literally translates to “fly” which is the author portraying her literal feelings towards planning her future. As the story begins the author talks about comic books and how much she loves to read them. However, she doesn’t literally target comic books but rather implies her struggles as an immigrant.…
Status Quo Bias, Procrastination, Diversification A status quo bias is explained simply as an individual’s inclination to stick with his or her current choices and/or patterns of behavior. Chuah and Devlin (2011) state “Sticking with the status quo involves less mental effort than considering more pro-active courses of action” (p. 458). The status quo bias is prevalent in the asset management industry sub-group. Asset management firms like Fidelity, Vanguard, and Charles Schwab offer 401(k) savings plans to businesses.…
Currently, you are losing your money, if you are just saving your money in your bank account or safe. In this year, you lost 1.6% of your money. It is lower than the United States annual average, 3.22% (S), but it is still 1.6%. The price of goods keeps increasing and we need more money to buy the same goods. However, banks do not pay us enough interest.…
I. Attention Gainer: Do you know how to save money ? When you don’t work, savings will work for you. II. Through the questions and audience analysis in class, I realized that many of you do not know about how to save money. Most of you work for part time and full time job but just only few of you guys have saving account.…
Figuring out my Personal Retirement plan has been an absolute eye opener. Instead of daydreaming about where I will be thirty or forty years from now, I have actually taking out the time to sit down analyze my finances and plan for the future. Having a definite number to target for annual savings is better than using a ballpark number that sounds good, now I know how much money would be Ideal to live comfortably at wiser years. One of the key things that I am lacking is not having a mutual fund to contribute for my retirement.…