A Preferred Provider also called PPO Plan is a type of Medicare Advantage Plan offered by a private insurance company. In a PPO Plan, you pay less if you use doctors, hospitals, and other health care providers that belong to the plan's network. You pay more if you use doctors, hospitals, and providers outside of the network. In Other words, you can get your health care from any doctor, other health care provider, or hospital in PPO Plan. Each plan gives you flexibility to go to doctors, specialists, or hospitals that aren't on the plan's list, but it will usually cost more. For example, Prescription drugs are covered in PPO Plans. If you want Medicare drug coverage, you must join a PPO Plan that offers prescription drug coverage. HMO Plans,
