1. Does this give you information on why you may be over or under budget? If your percentages are significantly different that the textbook information, what is your rationale? This does give me the information on why I may be over or under my budget.…
1. What, if anything, was surprising about this budget? If you were not surprised, explain why. I was surprise that I was in the negative by 244.00 each month after paying for school and my monthly bills. That was including spouse income too.…
There is no question that the American education system is flawed and is not the most effective to teach students a broad range of academic subjects. Students are graded on the ability to reproduce knowledge onto a piece of paper after days, weeks, or months of studying a topic. The lack of this ability results in failure to earn a passing grade in the subject matter. If the student can reproduce the desired knowledge at a highly proficient rate, they receive a rating that distinguishes them from other students. In “A Young Person’s Guide to the Grading System,” an article written by Jerry Farber, a professor of English at the University of California at San Diego, the grading system is put at fault for the flawed educational system.…
Starting with a solid financial plan that includes planned budget can help someone in so many ways to be…
5- Creating a budget is very important. To create a budget you should make sure you write everything down, such as bills and grociery list efore going to a store so you do not spend more then what you need to or planned to. Creating a budget will help you in the long run. It willteach you to spend more on needs and less on wants , also will help you save…
California Reality Check Forming a budget is necessary in order to learn how to handle money and become financially successful. Creating a budget helped me discover how I’d like to live, and how I can afford my desired life style. Eventually I’d like to have my own home, so for housing, I selected the “buy a place of your own” option. The estimated monthly cost for this was $3,180. Next I had to choose the expenses that would come along with owning my own place.…
The budgeting process in law enforcement administration is significant for both the public and private sector of the organization. The budgeting processes that may be used include line item, zero-based, and performance budgeting. The pros of the budgeting process include enabling the improvement of resource allocation such that there are justification and equitable distribution of resources. Additionally, the budgeting process also helps in the transformation of strategic plans into reality.…
Capital expenses are often made to achieve a future goal, such as higher education or retirement and they can help the individual achieve his or her long-term goals by creating a plan of multiple and steady payments that help achieve the long-term goal. The Cash Budget: This type of budget is prepared to establish the amount of income available to meet one’s goals. This is done by listing the income expected for each period and the numbers should be reviewed on a monthly basis to reduce budget variances.ey, in a way that its use is maximized. The financial tools described in chapter 5 of the book titled Personal Finance by Rachel Siegel and Carol Yacht (2009), can be used to make better financial decisions. Monetary movements over a long period of time, when put on paper, can help the individual see the patterns created by these monetary movements, and he or she can use this information to learn about his or her spending habits, creating a better view that allows the reader to see where all the income is going, and giving the individual the opportunity to use that information to reduce unnecessary spending and improve his or her current financial…
The primary tool discussed in this chapter for helping to manage and make financial decisions is the budget. To be more exact, the comprehensive budget along with current financial statements. It is also very important to understand one’s current situation as well as, knowing where you would like to get to, in terms of goals. Another factor that may be seen as a tool is personal ideas and goals. These are what helps you get from where you are to where you want to be.…
In 2008, the Hunt Institute for Educational Leadership and the National Governors Association organized a meeting to discuss new education standards for the United States (Common Core Timeline). From that conference came the idea of the Common Core State Standards Initiative, often shortened to “Common Core.” About one year later, the United States officially adopted the education guidelines (Common Core Timeline). After the Common Core’s implementation, American parents and educators realized how problematic the standards could become, particularly the mathematics. Common Core math standards set a developmentally complex curriculum, lack college-preparatory mathematics, and can eventually hinder U.S. competition with the rest of the world.…
My dad started this budgeting system and it has helped us with saving money.…
To keep my bills and all other expense in order I use the spreadsheet to help sum all the expense up at once. It allows me to see what needs to be paid and what extra I can spend throughout the month. When using the spreadsheet I can edit it by adding on bills that come up or deleting the bills that I don’t need. It keeps me organize and allows me to keep my bills paid…
Researching two math placement tests for this project was the easiest part. A math placement test is a test that students take before entering a math course in college. The placement test that I took was for Monmouth University in Monmouth, New Jersey. Monmouth is on my list of schools that I am applying to for the fall of 2018 along with James Madison, which is the other test I chose to research for this project. I took the Monmouth test not thinking I would be able to complete the assigned twenty five problems…
MATH 1201: COLLEGE ALGEBRA LEARNING JOURNAL SELIF REFILACTION UNIT 5 Main concept of the learning Journal unit 5 This unit learning journal self-reflection which that I would try to write about what parts of the text were the most difficult to me to read and understand, and to identify how many times a passage required me to read before I got some understanding and achieved. Very clear, that Mathematical writing is often not immediately easy and simple to understand, its takes time and big practice before comprehension.…
“This is number one on our list for a reason… Getting a basic idea of how much you’re spending each month and where you can cut back is one of the most fundamental financial lessons you’ll learn while in college.” ( 24 Ways To Save Money In College). Making a budget is the most important task to do before beginning to manage money and expenses it will make other duties…