Stipulations In Carol Owen's Consumer Driven Health Care

1944 Words 8 Pages
Health care is a service that allows individuals to get the care they need in regards to improving their well-being (Maas, 2011). According to Carol Owen, author of Consumer-Driven Health Care, in 2009, forty-six million people in the United States did not have health insurance to protect them (2009). Doctors, hospitals, emergency rooms, walk in clinics all provide services when people get sick or need basic treatment in regards to their health. When strains are put on health care because of an individual’s financial status, it lessens the likelihood for care. In countries, such as Canada, state run healthcare lessens the burden of finding a way to pay the bill (Owen, 2009). Healthcare should not have stipulations due to individual’s financial …show more content…
Therefore, health care is essential with the assistance of getting better. Stipulations have been placed on people regarding health care and health insurance. A stipulation can best be described as something that has a requirement based on it. As time, has progressed healthcare has become a requirement because it is an important factor that our government has decided will keep healthcare costs and individual expenses for emergencies down (Healthcare.gov, 2016). There are many issues our society is currently facing. Problems such as violence, proper and affordable education, poverty, mass incarceration, and other matters are as important, if not more, than the worry of affordable health care. One of the stipulations that insurance companies are now required to abide by is that services are to be equal between men and women. For example, men now have to have maternity insurance. Shocking, I know, but it is in fact written into the Affordable Care Act (Hiltzik, 2013). Maternity insurance for men has led to the rise of health insurance costs. This, coupled with many other stipulations have inflated the price insurers are demanding for coverage. Other countries have health care stipulations as well but being a citizen of the United States, there is a growing amount of issues concerning health care that result in major problems deciding the best health care option for one’s …show more content…
Stress has been a huge health factor in the United States as a country so having to focus on matters involving where and how the costs of healthcare will be covered, just offers a larger stress factor. Although healthcare stipulations have its disadvantages such as the high costs, financial burdens, and limited coverages, advancements in medical technology are allowing expensive procedures to expend health care costs (Monthly Labor Review, 1992). Although healthcare may seem a concern to only small groups of individuals in the medical field, it should in fact concern anyone who cares about their well-being. There are a variety of health care policies that exist all around the world. Particularly, in the United States of America, “there are risks of implications of abandoning earlier practices of risk pooling health care expenses across a wider community (Owen, 2009).” “U.S. health care consumers as a cost-sharing approach to relieve burdened employers and restrain government 's role in the financing and delivery of health care (Owen, 2009).” The government has a responsibility to uphold, just like employers have responsibilities to uphold in regards to healthcare, so when it trickles down to costs there has to be certain standards put

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