6. Some of the barriers and opportunities I believe impacted the implementation of the state health insurance exchange was that the exchanges were made to benefit customers both individual and group market by providing choice, transparency and convenience, in which consumers can now choose among competing health insurer providers (both private and private). Before the ACA, the insurers were deceptive; consumers are now protected by ACA regulation that ensures insurance companies that choose to sell products (plans) do not deceive consumers by protecting them. Moreover, the affordable care Act is created to provide the same information and transactional opportunity, and increase access for the un-insured or underinsured Americans to quality
