Many elderly people depend solely on social security as primary base of income after retirement. Unfortunately, it is not enough for majority of these individuals to maintain a stable and healthy life style. Not all senior retired individuals would receive social security if no history of employment of ten years or more exist (Cox, 2015, p. 42). In this case, these individuals will continue to work far in their elderly years. With the said, the level of poverty will continue to rise while the elderly are considering when they would like their benefits to start. The downfall of retirement, senior would lose some of their benefits if they decide to receive their social security funding before the age of 66. It is recommend for retiree to wait
