Short Term Debt: A Case Study

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It appears Alice's short term debt has turned into a long term debt. She has overused her credit card and is now having to suffer the consequences of it. I don't think there is really any way around this, she will have to pay off her debt. I think it would be good for her to come up with a budget though, this way it can help her now and help her not to overspend in the future. If Alice pays her credit card off each month on time it can turn into good term debt because it will at least imptove her credit score even though she is currently in a tight situation. For in the future I think Alice should make a budget and be more mindful of how many things she is paying for on her credit card. As for me the 5 financial habits that I don't want to

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