Essay on Racial Segregation And Non White Poverty

836 Words Apr 7th, 2016 4 Pages
Race was conceptualized in order to categorize the variation in human skin color and physical features, establish a hierarchy based on skin tone, and justify the positions of racial groups such as the enslavement of black people. Although race is a social construct, the effects as well as the struggles racial minorities experience are real. Racial minorities typically find themselves struggling to wade through racism weaved into our political and social institutions. Institutionalized discrimination can take place in the accumulation of wealth, the legal system, and education. These institutionalized forms of racism result in social and economic inequities that people of color consistently have to face.
With the institutionalization of racism, we find a new form of segregation. One not established by law or policies, but by “coincidence” and “random housing patterns”. Racial segregation and non-White poverty rates are conflated to contribute to concentrated disadvantage. This can be largely attributed to mortgages and insurance redlining, real estate steering, and even blockbusting (Lipsitz 2006:117). Redlining was primarily practiced by financial institutions to prevent Black communities from receiving financial assistance such as loans or mortgages (117). The practice, however, was deemed illegal and discriminatory so the Fair Housing Act was established in an attempt to ban redlining. When redlining was prominent, African American families and communities were frequently…

Related Documents