Day 1 Homework:
1. The demerit point system is a point system where a driver starts with 0 demerit points and gain demerit points each time he/she is convicted of breaking certain traffic laws. Demerit points allows you to drive safely on the road and points given each time traffic laws are broken. These points stay on your record for two years from the offence date. If you collect 15 demerit points, your license is suspended for 30 days after you hand over your licence to the Ministry of Transportation. After the suspension, the number of points on your driver 's record will be reduced to 7. Any extra points could again can bring you to the interview level. If you reach 15 points again, your licence will be suspended for six months.
Infractions …show more content…
All G1 and G2 driver must have an alcohol level of zero when driving. Any G1 and G2 driver caught driving with any alcohol in their blood will receive an immediate 24-hour roadside driver licence suspension and, if convicted, will face a fine of up to $500. A suspension period as per the Novice Driver Escalating Sanctions scheme will also be given. Drivers caught driving with alcohol for the first time will have their licence suspended for 30 days. For driver’s second occurrence, in a five-year period, they will be suspended for 90 days. For driver’s third occurrence, in a five-year period, the novice portion of your driver’s licence will be cancelled.
4. There are many types of insurance in Ontario. In Ontario, there are some insurance that are mandatory and others are optional.
a) Vehicle Insurance: an insurance bought for cars, trucks, motorcycles, and other road vehicles. This insurance provides financial protection against physical damage and bodily injury resulting from traffic collisions.
b) Health insurance: an insurance against the risk of incurring medical expenses among individuals.
c) Home Insurance: a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one 's home, its contents, or loss of other personal possessions of the homeowner
d) Mortgage Insurance: an insurance policy which pays investors for losses due to the default of a mortgage
1. The demerit point system is a point system where a driver starts with 0 demerit points and gain demerit points each time he/she is convicted of breaking certain traffic laws. Demerit points allows you to drive safely on the road and points given each time traffic laws are broken. These points stay on your record for two years from the offence date. If you collect 15 demerit points, your license is suspended for 30 days after you hand over your licence to the Ministry of Transportation. After the suspension, the number of points on your driver 's record will be reduced to 7. Any extra points could again can bring you to the interview level. If you reach 15 points again, your licence will be suspended for six months.
Infractions …show more content…
All G1 and G2 driver must have an alcohol level of zero when driving. Any G1 and G2 driver caught driving with any alcohol in their blood will receive an immediate 24-hour roadside driver licence suspension and, if convicted, will face a fine of up to $500. A suspension period as per the Novice Driver Escalating Sanctions scheme will also be given. Drivers caught driving with alcohol for the first time will have their licence suspended for 30 days. For driver’s second occurrence, in a five-year period, they will be suspended for 90 days. For driver’s third occurrence, in a five-year period, the novice portion of your driver’s licence will be cancelled.
4. There are many types of insurance in Ontario. In Ontario, there are some insurance that are mandatory and others are optional.
a) Vehicle Insurance: an insurance bought for cars, trucks, motorcycles, and other road vehicles. This insurance provides financial protection against physical damage and bodily injury resulting from traffic collisions.
b) Health insurance: an insurance against the risk of incurring medical expenses among individuals.
c) Home Insurance: a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one 's home, its contents, or loss of other personal possessions of the homeowner
d) Mortgage Insurance: an insurance policy which pays investors for losses due to the default of a mortgage