Pros And Cons Of Retirement In The United States

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More than 38 million households have not saved any money for retirement, according to the National Institute on Retirement Security. The good news is with some planning and diligent follow-through, many Americans can start now to get ready for their golden years. The investment team at River Bank in La Crosse, WI specializes in helping its clients develop realistic plans designed to fit their unique retirement goals.

One disadvantage of putting off saving for retirement is government programs such as Social Security will likely only pay for a percentage of everyday expenses. Retirees may have to turn to other post-retirement income to make up any gaps.

Another reason why procrastination could have dire consequences is overall, Americans are

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