Contrary to popular belief, the mandate was not enacted to coerce Americans into purchasing insurance. Rather the predominant goal of Obamacare was to provide affordable health coverage for as many Americans as possible by reforming the insurance industry (Nitti, 2017). In order to achieve such a goal, the reform was broken down to three subdivisions. The first subdivision ordered each taxpayer without health insurance coverage, for any part of the year, to pay a penalty to the IRS when filing their taxes. On a broad scale, the general purpose of this mandate was not to penalize individuals without insurance but rather to make the insurance marketplace more affordable. Thus, increasing the number of insurers, primarily healthy ones, compels
