Pros And Cons Of Affordable Care Act

Decent Essays
The Affordable Care Act’s aim is to make healthcare affordable for all people. Even for those who already are covered by Medicare. The law will finally close the gap between what insurers will cover for medications and what seniors have to pay. It also allows seniors to enjoy regular preventative care without the cost of co-pays or deductibles.
The Cons: Not all doctors will be in-network for all of their patient’s particular plans. This means that doctors may lose some patients because in order to utilize their insurance, the patient needs to go to an in-network/out-of-network issue isn't so much an ACA issue as it is an insurance issue.
The Pros: Most people having insurance means more people will go to the doctor. This means more money coming

Related Documents

  • Improved Essays

    CITATION: King ET Al v. Burwell, secretary of health and human services, ET AL. certiorari to the United States court of appeals, the court for the Fourth Circuit. No. 14–114.…

    • 852 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    The Affordable Care Act and Florida Since amended in 2010, a heated topic across the country has been the Compilation of Patient Protection and Affordable Care Act, more commonly referred to as the “Affordable Care Act” or “Obamacare”. The Affordable Care Act has caused a rift in legislative bodies in many states. Some states have accepted the terms of the program including all of its expansion on the health care system, but some have been reluctant to implement the program. One of those reluctant states has been Florida, which is apparent by multiple court cases that has come since its inception (ObamaCare Lawsuit).…

    • 1673 Words
    • 7 Pages
    Improved Essays
  • Decent Essays

    The ACA was passed to enable more Americans to have insurance coverage at a lower cost and to decrease spending in the US (US Department of Health and Human Services, 2013). Here are the pros of the ACA; it provide insurance to more than 17 million Americans, prevent insurers from making unreasonable increase to our premium, children under the age of 26 can continue to have coverage under their parent insurance, there is no limit of care compare to when people use to run out of coverage and people with pre-existing conditions cannot be denied coverage. Here are the cons of ACA; it has cause insurance premium to rise due to the present of pre-existing condition coverage example, I use to pay about eighty dollars for coverage and now I am up one hundred ninety dollars, if you don’t have insurance coverage you are fine and taxes are also increasing to cover extra expenses on Medicare (US Department of Health and Human Services,…

    • 772 Words
    • 4 Pages
    Decent Essays
  • Improved Essays

    Is having insurance worth all the out-of-pocket costs we as patients get blind-sided with? There is a huge debate regarding seeing a physician that is in a provider network but the physician is not. Balance billing has started to rise as physicians want to cash in more for a patients care that the insurance will not cover. Balance billing is affecting many patients that have to pay thousands of dollars after a visit. “The Patient Protection and Affordable Care Act, informally known as ObamaCare, is a step in the right direction.…

    • 776 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    According to the United States department health and human science The Affordable Care Act puts consumers back in charge of their health care. Under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health. In today’s society some people agree with the affordable care act, some don’t and some may agree to disagree. This paper will discuss, varies information of Health care reform including the negative impact it has on small business, Cost and Individual mandate.…

    • 784 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    As Americans, do we not have the right to provide for and protect our families? In 2010, the largest overhaul of the health care system, since Medicare, began with legislation for The Patient Protection and Affordable Care Act(PPACA), also known as Affordable Care Act(ACA) or commonly identified as Obama Care. This legislation brought care to American families that had never participated in a health care program, or never acquired health insurance because of financial hardship (Thompson). Arguably, there is the conservative citizen, and religious members of our society that claim we are creating Socialized Medicine and or interfering with religious freedoms. Equally important, The Affordable Care Act provides access to Medical Insurance to those individuals with the greatest need, at an affordable rate or no fee at all, with securities that the insurance companies no longer hold all the power over the individuals and allowing insured with preexisting conditions to obtain quality health care.…

    • 764 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    The Patient Protection and Affordable Care Act has created a publicly affordable insurance. There are requirements, but with our economy, many have been approved. It has helped out with healthcare as a whole. Not only is it good for average Americans, but also for the hospitals and doctors. They get new paying patients and easier healthcare insurance.…

    • 502 Words
    • 3 Pages
    Improved Essays
  • Great Essays

    Health Care: Right or Privilege? We sat drinking coffee on my front porch as I listened to Linda tearfully explain that she and her husband, John, were forced to separate and divorce. Sounds odd, but it was their only solution to be able to get treatment for her recent breast cancer diagnosis.…

    • 1300 Words
    • 5 Pages
    Great Essays
  • Improved Essays

    Health Care Benefits

    • 421 Words
    • 2 Pages

    Offering healthcare to employees is a way to retain employees. Healthcare plays an important part in a business and it should not be overlooked. Health benefits are the most important part of benefits. Health benefits are something a lot of new hires look for because healthcare is so expensive. If you want to attract the best you have to offer the best.…

    • 421 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    The Affordable Care Act (ACA) has its ups and downs just like any other health insurance company out there. Is the act really affordable? The title of the act claims that it is as you can see when saying or reading. Do we know for sure or agree on this though? Does the tittle lie to us or is it just the name it needs.…

    • 1809 Words
    • 8 Pages
    Improved Essays
  • Decent Essays

    Universal Healthcare Universal healthcare is a hot topic in America. According to a Gallup poll in 2015, roughly 50% of Americans agree with universal healthcare, while the other 50% disagrees with it. Generally, the pro side (the half that agrees) are lower middle class or unemployed with lower incomes, whereas the con side (other half that is against) are majority upper class with higher annual incomes. The pro side, like myself, would tend to argue that universal healthcare would help the poor or even improve the health of Americans, where the con side, would argue universal healthcare would increase taxes people would have to pay. PROS OF UNIVERSAL HEALTHCARE…

    • 613 Words
    • 3 Pages
    Decent Essays
  • Improved Essays

    When we talk about universal health care we are referring to health care that’s paid for or subsidized by the government, which is also called single-payer health care system. Since World War II most countries of the world offer some form of universal health care for their citizens. So what are the pros and cons of this type of health care system? Should there be universal health care for the United States? There are many issues on American’s health care system regardless the fate of ObamaCare which is also known as Affordable Care Act.…

    • 525 Words
    • 3 Pages
    Improved Essays
  • Great Essays

    Statistically, only twenty-eight percent of Americans are insured through government-funded programs such as Medicare and Medicaid, implemented in the middle 1960s. Medicare commonly insures older people with acute care needs. “Medicaid is the joint federal-state government-sponsored program that pays for health services for poor children, pregnant women, and mothers of young children as well as mentally and physically disabled and very poor elderly individuals” (Emanuel 36). The most recent attempt to maintain a current medical assistance problem was a new law widely known as Obamacare. President Obama signed the Affordable Care Act into law on the 23rd of March 2010, putting in place comprehensive reforms that are meant to improve access to affordable health coverage for everyone and protect consumers from unfair insurance company practices.…

    • 1634 Words
    • 7 Pages
    Great Essays
  • Decent Essays

    within national guidelines and negotiate with private and public health care providers to determine eligibility (Centers for Medicare & Medicaid Services, 2012). Most Americans purchase health insurance from private insurance companies, usually through their employer (Commonwealth Fund, 2010). Private health insurance is regulated differently in every state, making generalizations about the U.S. private health insurance market as a whole difficult (Commonwealth Fund, 2010). Overall, the provision of health care in the United States is a largely private, decentralized affair, with most health care providers falling under private ownership and no significant federal presence. Practices and hospitals are mostly private, but some local and state governments fund publically-owned hospitals and public practices (Centers for Medicare & Medicaid Services, 2012).…

    • 288 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Universal healthcare could benefit the United States in several different ways since the affordable care act is still a financial burden to some of the American people. The need for it is growing substantially in the United States due to how many people are still uninsured. Universal healthcare is beneficial because it provides everyone coverage without financial hardship; promotes preventive care, which would contribute to less costly treatments; and improves quality of healthcare, leading to fewer deaths per year. Through universal healthcare everyone will receive coverage without a financial hardship.…

    • 1316 Words
    • 6 Pages
    Improved Essays