Proliferation of Institutional Racism In “Biased Lending Evolves, and Blacks Face Trouble Getting Mortgages” from The New York Times (2015), Rachel Swarns tells a story describing how banks are still practicing a form of redlining, this time targeting Blacks and Hispanics. Even though they may seem unrelated, this may lead to health disparities for Hispanics in the future. In the past, as outlined by Massey and Denton (1993), Blacks were the only racial group that experienced residential segregation. While there were many factors that segregated Blacks, redlining was one that had a huge influence, which is why this case is so alarming. If it continues, Hispanics could end up residentially segregated like Blacks. It shows institutional racism,
