Prevent Identity Theft

Another reason why identity theft is such a serious crime is the victim of identity theft is very much going to be the one bearing the burden to correct this issue. There is a limit to what law enforcement can do. Therefore is it very much to be the victim that has to work with the credit card company, their bank, and credit bureaus to clean the record to resolve themselves of charges. The natural tendency is for these problems to remain unless the victim of identity theft becomes very proactive in getting their record clean, clearing their name, and restoring their good credit. That is why prevention is really the key. Reducing the amount of personal information coming in personally can also help prevent identity theft. A service called catalogchoice.org can …show more content…
This is an opportunity to correct errors, to make disputes, and to also cancel any unnecessary credit cards. Cleaning up one’s credit report, making sure it is accurate, verifying any information, and working with the credit report company to make sure they don’t have any false information are the first steps. Then, implementing the credit freeze is a great program that is put into place in a number of states. A letter for each of the three major credit bureaus which can offer credit in advance will check first to determine credit worthiness and interest rate. Sending in these letters puts a five year or permanent freeze on personal credit reports so people without permission cannot request and look at one’s credit information with the bureaus. This will significantly reduce incoming offers because if permission isn’t given for a company to receive the information about one’s credit worthiness, then, they are not now allowed to receive one’s credit report. They will not be able to issue credit personally. A person who is especially trying to do this and establish taking an identity will not be able to take out credit in someone else’s