Pradhan Manthri Jan Dhan Yojana Case Study

Great Essays
A study on the implications of Pradhan Manthri Jan Dhan Yojana on the growth of Indian Economy

Authors:
1. T. Mary Jones
Associate Professor and Head,
Department of MBA, PACE Institute of Technology & Sciences,
Vallure

2. S. DivyaSri
II MBA PACE Institute of Technology & Sciences, Vallure.

3. G. Bavani
II MBA PACE Institute of Technology & Sciences, Vallure.

Abstract:
Indians are transforming from rural India to digital India with so many initiatives by the Central government of our country. The initiatives like Make In India, Jan Dhan Yojana, Swatch Bharat, Demonitisation Of Currency are all contributing for the growth of Indian economy. These schemes are to improve the productivity of our country and also for proving a better standard
…show more content…
S. (2015). Prospering Indian Economy through Expansion of Financial Inclusion Schemes: With Special Reference to Pradhan Mantri Jan Dhan Yojana. Advances in Economics and Business Management (AEBM) , 1169-1173.
 Dr. C. Paramasivan, R. K. (2015). PUBLIC SECTOR BANKS PERFORMANCE AND CONTRIBUTION ON PRADHAN MANTRI JAN DHAN . International Journal in Commerce, IT & Social Sciences , 16-23.
 Dr. Sudhinder Singh Chowhan, I. J. (2014). Pradhan Mantri Jan Dhan Yojana: A Giant Leap Towards Financial Inclusion . International Journal of Research in Management & Business Studies (IJRMBS 2014) , 19-22.
 Dr.B.C.M. Patnaik, D. I. (2015). PRADHAN MANTRI JAN DHAN YOJNA (PMJDY) – A NEW DIRECTION FOR MAINSTREAMING THE FINANCIALLY EXCLUDED . National Journal of Management (IJM), ISSN 0976 – 6502(Print), ISSN 097 , 31-42.
 Guntupalli, P. S. (2016). Exploring the impacts of “Pradhan Mantri Jan-Dhan Yojana’- PMJDY, in urban areas, w.r.t. Mumbai . IOSR Journal of Economics and Finance (IOSR-JEF) , 82-86.
 Rai, D. S. ( 2015). PRADHAN MANTRI JAN DHAN YOJNA: AN AMBITIOUS PLAN FOR FINANCIAL INCLUSION. RESEARCH FRONT , 25-32.
 Raval, D. H. (2015). Shaping New India through Financial Inclusion in form of PMJDY . International Journal of Research in Humanities & Social Sciences ,

Related Documents

  • Superior Essays

    In his book, “The Absolutely True Diary of a Part-time Indian,” Sherman Alexie discussed the required strategies for overcoming poverty. The book points out that white people have more hope than Native Americans living on the reservations (Alexie, 45). This theme of hope helps outline the characteristics required for a poor individual to stay motivated in the possibility of getting out of poverty. Junior and his sister, Mary seem to have pursued hope with a similar approach; they both moved out of the reservation. Why then is Junior the only one who ended up with the hope of overcoming poverty?…

    • 1236 Words
    • 5 Pages
    Superior Essays
  • Decent Essays

    An important parameter that can help assess the performance of MGNREGA using the official data is the average person days generated by state in a year. The average days of employment generated per household should be calculated on the basis of total number of households provided employment rather than the total number of registered households. We believe that average person days created per household who demanded employment is an important indicator of MGNREGA performance, because employment generation for the rural poor is the fundamental objective of the Act. Our analysis of performance in MGNREGA in terms of generating average person-days per rural household varies widely across states during 2006-2011. During this period, the households…

    • 265 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Amirah Ahmad February 12, 2017 POS-2150 POS 2150- STUDY QUESTIONS for CHAPTER 4- INDIA 1. According to the text, why is India a study in contrasts?…

    • 652 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Morality For Their Starvation Free enterprise often results in the establishment of a more stable economy, offering, as a result, more financial opportunities. Hope rapidly grew among Indians as the economic liberalization of 1991 took place, promising them many opportunities for social mobility. However, because of the corrupt institutional system of India, the momentum for social growth was rapidly halted. Author Katherine Boo, in her book Behind the Beautiful Forevers, reports the consequences of India’s corruption in its poorest habitants, specifically in Annawadi. Boo maintains that Annawadians knew only “three main ways out of poverty: finding an entrepreneurial niche… politics and corruption,” (62).…

    • 1099 Words
    • 5 Pages
    Improved Essays
  • Decent Essays

    According to Cuthand, in order for Indian countries to move forward with self-government, two specific things needed to happen, they needed to become and independent economical state and they must dispose of patriarchy. This is because self-government is dependent on the middle class and if the Indian communities want to move ahead then they must educate the idea of independency. The author covers patriarchy, discussing that self-government shout be open to everyone. Additionally, the growth must be institutionalized from within.…

    • 166 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    With the recent election of Narendra Modi, the country has seen one of the biggest political uproars in its history, overthrowing the long established Congress. The BJP took 31% of India’s votes in comparison to Congress’s 19%. Modi and the BJP party won on the principles of keeping established traditions, while also revamping the country’s industry and cleaning the sacred and filthy Ganges River. He was popularly elected on the premise of promoting industry and getting urban city-dwellers to work so that India would be a true economic competitor. His promises to keep religion sacred, well also jumping economic growth, and opportunities for work were hugely important to his $1 billion campaign.…

    • 1059 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    However, despite the name, there is more to take away from the book than financial literacy. Ramit Sethi conveys an invaluable theme, that you should quit complaining and take action to take control of your situation, which is applicable to every corner of life, from your career to family life and beyond, not just personal finance. Considering that, this book shows us that there is more to the subject of personal finance than mundane facts. There are life lessons to…

    • 1001 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Catholic Social Report

    • 1320 Words
    • 6 Pages

    INTRODUCTION Catholic social teachings allude to a wide assortment of reports of the magisterium of the Catholic Church which react to the changing social and economic difficulties of the current world (Tablan 2015). It also involves a group of principles that presents a dream of an equitable society, in any event as a rule terms, offers ways to deal with accomplishing that just society (Stabile 2006). DIGNITY OF THE HUMAN PERSON In the above image (Caritas Canadan, 2010-2016) it can be seen in development and peace. God showed love by creating human beings in his own image.…

    • 1320 Words
    • 6 Pages
    Improved Essays
  • Improved Essays

    He talks about the infrastructure that is lacking in India. The basics you think of when we bring up modern first world society. From running water to sewage these aspects are missing in India. “And these entrepreneurs—we entrepreneurs—have set up all these outsourcing companies that virtually run America now. ”(3)…

    • 1574 Words
    • 7 Pages
    Improved Essays
  • Decent Essays

    Compared to a rich person, a poor person has different views. If you are rich, you would probably spends lots of money. If you are poor though, you will try to save as much as possible. A woman named Thelma Fleming had been poor and she lost many jobs trying to avoid bankruptcy (Baradaran, 2015).…

    • 181 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    Inequality Essay

    • 569 Words
    • 3 Pages

    Does the location of any country on the list in Figure 8.4 surprise you? Why? What shocked me was India’s Gini Index score of 36.8. I have always had this image that India suffered from extreme poverty and unequal income distributions. Finding it lower on the list (lower than the United State), makes me reevaluate the assumption that the media and television portray.…

    • 569 Words
    • 3 Pages
    Improved Essays
  • Great Essays

    Planet Of Slums Summary

    • 1310 Words
    • 6 Pages

    Planet of Slums written by the American writer, historian, activist Mike Davis a book of heart touching sad reality of the current and perhaps the future world about the large number of people living in the slums of the cities. The book is a dystopian view of the future world which explores the short and long term effects of the slums and the poor people living in them. It also draws an emotional picture of the living condition of those slum dwellers who were forced by the social, political, and economic factors to migrate to the cities and choose this kind of harsh lifestyle. Child abuse, ill-treat of woman, hunger, disease, death are the forever ongoing issues of the slums as described through a strong language in the book. Yet, this…

    • 1310 Words
    • 6 Pages
    Great Essays
  • Improved Essays

    THROUGH THE LOOKING GLASS: A DIFFERENT PERSPECTIVE BAREFOOT HEDGE-FUND MANAGERS (POOR ECONOMICS)- AN ANALYTICAL SUMMARY HEDGE FUND MANAGER: An individual who oversees and decides about the investments that are there in the hedge fund which are highly risky as they involve aggressive strategies and are less regulated than any other investments with the aim of getting high returns. POOR PERSON: An individual with a dearth for the bare necessities of life with the aim of earning money to raise his standard of living and hoping to give a better life to his offspring though there is no guarantee of that sort.…

    • 1438 Words
    • 6 Pages
    Improved Essays
  • Improved Essays

    They found this information by interviewing women in India, by talking to them about how they hold multiple occupations and why they do not focus on one field (Banerjee and Duflo, 2009). From this they learned that factors such as owning small amounts of land and very small business may be an inhibitor to their growth (Banerjee and Duflo, 2009). Businesses function inefficiently, they cannot benefit with economies of scale, they run multiple similar small businesses instead of running different larger business (Banerjee and Duflo, 2009). By looking at the amenities available in each country they found that even though the problems each country faced tended to be different, they all seemed to be battling low quality facilities, sickness, and many absences (Banerjee and Duflo, 2009). These issues seem to be similar in both the health and education systems.…

    • 953 Words
    • 4 Pages
    Improved Essays
  • Great Essays

    Poverty has major implications upon billions of people in very country in the world. So in this essay I will be narrowing this down and will be discussing how poverty effects, women, children, disabled and different ethnicities within the UK and the different issues arise for social work practice as a result of these impacts. Furthermore I will be exploring why this has such an effect upon their life chances and opportunities. In addition I will be discussing how poverty in the UK has progressed over time and how social workers and the government have adapted to try and tackle these problems. Britain’s difficulties with poverty has stretched for hundred of years yet still the question of how to rid poverty from the poor has not been answered.…

    • 1318 Words
    • 5 Pages
    Great Essays