HMO and PPO are both health care plans that are similar, but are somewhat different. (HMO)Health Maintenance Organization is a plan where members can choose their providers which results in lower premiums and also co-payments. They have the option to choose a primary care provider, provider or/ and also medical facilities, but only if they are in HMO network. The HMO plan is provided for families who simply can not afford health care insurance. And because of that the co- payment is set at a very smaller and lower and affordable rate, and also have prescription drug coverage which is included in both plans (PPO) Preferred Provider Organization is a plan that has the upper hand because it's a plan that allows the recipient to have a little
