According to Obamacare.com, it states that “In 2015, one in six Americans got a Health Insurance Marketplace Plan for $100 or less and 87% of people who selected a marketplace plan got financial assistance.” ObamaCare, also known as the Patient Protection and Affordable Care Act, is a health reform law signed on March 23, 2010 by President Barack Obama. ObamaCare is a very beneficial thing for America because uninsured Americans get free or low cost health insurance, Americans still get care even if they are sick or have a preexisting condition, and Americans get insurance regardless of age and gender.
First of all, ObamaCare is beneficial because uninsured Americans get health insurance. Starting January 1, 2014, most Americans must have …show more content…
In “Obamacare Pros and Cons,” it states, “Insurance companies can no longer deny anyone coverage for preexisting conditions, drop them, or raise premiums once they do get sick.” So, preexisting conditions are not a barrier anymore to insurance, including high-risk customers. Your treatment cannot cost more because of your health status. There are no co-pay for routine check ups, physicals, immunizations and cancer screenings. Insurers are prohibited from dropping policyholders when they get sick. Before ObamaCare, people with illnesses, such as cancer, diabetes, hypertension, high cholesterol, etc, made it harder for people to get insurance. Insurance companies set limits on how much they would spend on one …show more content…
Many people are concerned that businesses will only employ people part-time instead of full-time so that the company will not face penalties. ObamaCare takes care of this problem because it is mandatory for the employers who have 50 full time employees or more to offer and provide health insurance. Otherwise, the employers will be penalized. Another concern is that some believe that there will be increased costs from new insurance standards; however, ObamaCare has regulations that set standards for insurance. Under ObamaCare, subsidies are offered which more people will pay less and premiums will be stable. An additional issue is among Roman Catholics whose concern is about contraception and sterilization. They claim that it is a violation of the 1st Amendment right to free exercise of religion and conscience. In ObamaCare, the ruling was altered to allow religious organizations to make a choice whether to include birth control coverage in their employee insurance without any
First of all, ObamaCare is beneficial because uninsured Americans get health insurance. Starting January 1, 2014, most Americans must have …show more content…
In “Obamacare Pros and Cons,” it states, “Insurance companies can no longer deny anyone coverage for preexisting conditions, drop them, or raise premiums once they do get sick.” So, preexisting conditions are not a barrier anymore to insurance, including high-risk customers. Your treatment cannot cost more because of your health status. There are no co-pay for routine check ups, physicals, immunizations and cancer screenings. Insurers are prohibited from dropping policyholders when they get sick. Before ObamaCare, people with illnesses, such as cancer, diabetes, hypertension, high cholesterol, etc, made it harder for people to get insurance. Insurance companies set limits on how much they would spend on one …show more content…
Many people are concerned that businesses will only employ people part-time instead of full-time so that the company will not face penalties. ObamaCare takes care of this problem because it is mandatory for the employers who have 50 full time employees or more to offer and provide health insurance. Otherwise, the employers will be penalized. Another concern is that some believe that there will be increased costs from new insurance standards; however, ObamaCare has regulations that set standards for insurance. Under ObamaCare, subsidies are offered which more people will pay less and premiums will be stable. An additional issue is among Roman Catholics whose concern is about contraception and sterilization. They claim that it is a violation of the 1st Amendment right to free exercise of religion and conscience. In ObamaCare, the ruling was altered to allow religious organizations to make a choice whether to include birth control coverage in their employee insurance without any