Since I was a young boy, my parents have always drilled into me the importance of managing your funds. Because my parents have never given me an allowance, throughout high-school I worked a job for around twenty hours a week. With the money that I earned, I budgeted it so that I could maximize its worth. When I received my first paycheck, my father told me that at least fifty percent of my earnings should go into savings and the rest was to keep for myself. With this budgeting technique to guide me, I was able to save thousands of dollars before leaving for college. After creating my own budget for the income that I am making now, I realized a few necessary bad habits that I must amend in order to be fiscally responsible. As I was creating
