Personal Narrative: Savings Challenge

Improved Essays
Savings Challenge I have a short term savings plan so I can buy myself a laptop. The laptop I want to buy is well over a 1,000 dollars. My savings plan has been to save at least 25 dollars every week. So my savings have not been consistent. For example, If I am capable of saving more money than 25 dollars, I will. The least amount I have to save is 25 dollars. It has been hard for me to save. I decided to start saving money in the month of December of 2015. Therefore, it was during my last semester of high school, which was expensive. I had to pay for a prom dress, graduation gown, banquet dresses, along with my gas, insurance, and phone bill. So there was a few bumps on the road of my savings. Although, I would consider myself to have self

Related Documents

  • Decent Essays

    My key life lessons are that nothing beats hard work and if you treat others with respect, they will generally treat you with respect. Hard work and effort are the main aspects that lead to “lucky” things happening. Good things don’t just fall into people’s laps, the ones that have the most “luck” generally are those that put in the most effort and work. Also, I have learned that when you truly respect those around, they will respect you back and life is much easier when you aren’t doing things behind each other’s backs.…

    • 94 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    We saw a graph that showed the finances between two people, one who started saving early and one who started saving late. The first person started putting in about $2,000 each year from the age of 16 to the age of about 22. The second person started putting in $2,000 each year from about the age of 23 to the rest of his life. We saw that over time the first person still had more money, even though the second person put in more money over time. This helped emphasize the idea that you need to start saving money early.…

    • 538 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    The Never Ending Rollercoaster As my friends and I pass by store to store we had realized that there was a bright red flyers. It had caught our eye, we went and grabbed a flyer and it had said “Ladies and Gentlemen there is going to be a new rollercoaster opening up this Saturday! Come and join the ride!” My friends had said that they wanted to go and check out the rollercoaster.…

    • 741 Words
    • 3 Pages
    Improved Essays
  • Decent Essays

    The speaker from PreMedical Ms.Schnarre, I was not interested in any of the things that this major had to offer. I have never been interested in PreMedical. Will probably not want to pursue any kind of job in this of work. Even though the opportunities seem interesting, the money was with my interest. I would not want to take a different direction that I am already headed.…

    • 238 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    You eat out at restaurant a couple of times a week. If you’ve ever looked at your bank statement and wondered why you have so little money, you’re living beyond your means. To rectify this, cut up your credit cards and use debit cards instead. Cut out the bi-weekly restaurant trips. And don’t buy items unless you can pay cash for them.…

    • 729 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    From my undergraduate career at Case Western Reserve University, where I studied Economics, I learned a lot about myself in an academic sense. I learned that I was good at understanding complex concepts introduced in these classes. I found that I had a very deep interest in finding out how the business world works, and how different analytical tools can used to make sense out of data collected from our society. The economics classes that I took, along with a healthy side of mathematics and Russian language courses, helped me to shape the approach I have taken since graduation in May of 2013.…

    • 433 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    It is not the easiest to find something good to do with a dollar. You can’t even buy anything at the Dollar Tree because with tax, you are spending $1.07. You could buy a Ricker’s soda, I guess, but that’s not really going to make an impact on anyone’s life. With my dollar, I decided to exchange it for one hundred pennies at Payless.…

    • 280 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    Saving money is a good back up plan and a good future plan at the same time. The more you save the more you have to depend on it if the time comes when you need it, as well as have it for future plans. Sometimes it hard to save money when your life style demands most or all of your income to survive, but if that's the case than I feel it's probably time for some life style changes or try to find other ways to bring in more…

    • 911 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    As a young adult about to face the world alone for the first time, I have been thinking more and more about finances. Between paying for college, affordable housing, college textbooks, and other costs, I have quite a few expenses coming up soon. Recently, my parents and I have started financial planning. We have talked about saving, credit cards, loans, and paying all bills on time. We have also created a budget for me to use once I enter college.…

    • 610 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Debt In College

    • 1007 Words
    • 5 Pages

    In this paragraph I will be going over some of the many ways Students can save money and accomplish their goal of graduating without having the burden of paying back their debt. John Caspar, Vice President and Investment Advisor with CIBC, has created a step by step plan to watching your money which includes, evaluating your needs, income, and expenses, then start cutting. First step would be to evaluate your needs which means excluding your wants, conveniences, and luxuries and focus on your needs. Next step of the process is to evaluate your income which would include all the money you're making from everything you do. Finally you need to calculate your expenses on everything you do, purchase or consume and cut out all the unnecessary spending habits.…

    • 1007 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    In my perspective, as a 16 year old girl, I think that the Earth owns us. I like to think of the Earth a buffet, and the people in the buffet keep going back for more and more seconds. Looking back through the lessons and topics we’ve discussed over the past couple weeks, I find it very interesting that I have been overlooking myself. I have been proved time and time again that I too, am a wasteful, materialistic, consumer. But how can I help it?…

    • 747 Words
    • 3 Pages
    Improved Essays
  • Great Essays

    Budget Analysis Assignment

    • 1580 Words
    • 7 Pages

    I didn’t start paying for transportation until this month and for the educational expenses that are twice a year at the beginning of each semester. I don’t have any car expenses yet until next month and I buy new glasses once a year. The only mandatory expense that I spend monthly on is personal care and hygiene. For my monthly spending, the vast majority of my spending is on my discretionary spending.…

    • 1580 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Why I Need A Budget Essay

    • 903 Words
    • 4 Pages

    I believe that saving some money each month is necessary because you never know what the economy might do. We know how fragile the economy is currently and gas prices can go up at the drop of a dime which would lead to increased prices on groceries and utilities. You can also run into a medical emergency which would cause you to find enough money for your deductible and the needed testing. I believe that I wasted money is clothes and miscellaneous items. I currently have a closet full of clothes, shoes, and accessories and I don’t need any new outfits.…

    • 903 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    There are many reasons on why saving and budgeting is great to have. Knowing how to finance money is important and many people don 't know how to begin or when. In the book, Personal Finance for teenagers and college students By Tamsen Butler the author explains many ways to create a personal finance. This book is recommended for everyone but mostly concentrates in teenagers and college students. Throughout the book the reader can gain more knowledge on maintaining a budget they wish or a savings account to start and so much more.…

    • 798 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    The lessons we take from failure can be fundamental to later success. Recount an incident or time when you experienced failure. How did it affect you, and what did you learn from the experience? For a long time in my life I have felt like a failure.…

    • 598 Words
    • 3 Pages
    Improved Essays