By Nickolove Lovemore
Jul 17, 2009
Getting out of debt is simple but not necessarily easy.
Have you ever noticed that some people get out of debt and then it may be a matter of months or years down the line and they're back in debt again? In extreme cases the time period can be much shorter.
Some people raise their income to clear their debt. Other people may borrow money, for example as in debt consolidation, only to find that after a few years and despite their best intentions they're back in debt again.
So increasing your income may not necessarily help you to get out of debt and stay out of debt. Often increasing your income acts like a band-aid. And what's more worrying is that while you may temporarily clear your debt when you earn more money, when you get into debt again you may find yourself with a higher level of debt because your spending …show more content…
Identify what you really value in life. If you're experiencing money management problems then money is not as high on your list of values as you may think. Identify what is highest on your list of values and see how a lack of money has a negative impact on this value. This will help you to place a higher value on money.
5. Pay your bills joyously. Yes, pay your bills for the products and or services you have received in a state of gratitude rather than in a state of resentful for having to spend money. Such resentment will put you into a contracted rather than a magnetic state with respect to money.
6. Write a list of empowering affirmations regarding money and make time everyday and at least twice a day, ideally when you wake up and just before you go to sleep to practice your affirmations.
7. Write out our goals regarding money every day and use creative visualisation to construct in your mind what your life would be like, in as much detail as possible and involving all your senses, when you achieve your goals of clearing your debts and attaining financial