After reading chapters one through five of On My Own Two Feet by Manisha Thakor and Sharon Kedar I learned an overall basic run down of finances and the importance of managing money. Since they mentioned several topics such as retirement, credit cards, saving accounts and many more. Additionally, in the readings, they mention a story between Tabitha and Tonya, two women with similar incomes but very different saving plans. In the book it states that Tabitha saved $5,000 a year for retirement but Tonya saved $10,000 a year for retirement. However, in the end Tabitha ended up saving more than Tonya for retirement, even though they retired the same time as well. This is because Tabitha started saving twenty years earlier than Tonya. This story
