Nonprofit Liability Insurance Research Paper

Non profit and social services need Charitable Organizations/Nonprofit Liability Insurance.

Non profit and social services enrich the lives of many, but this does not make you immune from lawsuits.

Whether your business supplies programs for the developmentally disabled, shelters for battered spouses, after-school programs for children or some other community need, you need Charitable Organizations/Nonprofit Liability Insurance.

Charitable Organizations/Nonprofit Liability Insurance covers:

• damage to property or injury to people
• medical expenses, attorney’s fees, and settlements or judgments if your business is found liable for another’s injury, illness, or damaged property
• Claims brought against your business due to your employees’ …show more content…
Charitable Organizations/Nonprofit Liability Insurance covers damage to property or injury to people. Your policy covers medical expenses, attorney’s fees, and settlements or judgments if your business is found liable for another’s injury, illness, or damaged property. Your policy also protects your nonprofit business from claims brought against your business due to your employees’ or volunteers’ actions.

If a third party sues your business because of its role in losing or damaging their property, your Charitable Organizations/Nonprofit Liability Insurance coverage would kick in to pay for the costs of a covered claim, up to your policy limits.
Most nonprofit organizations use some kind of advertising to raise awareness about their cause and their campaigns. However, if your advertising or promotional materials allegedly infringe on another company’s brand or cause non-physical damages, your business could be sued. Charitable Organizations/Nonprofit Liability Insurance General accounts for these claims, offering coverage for copyright and brand infringement, as well as charges of libel or