In the movie “Cinderella Man” when James couldn't afford to pay the heating bill he went to the people in charge of the boxing matches and asked for money because he couldn't afford to care for his kids. This is similar to people taking out loans to be able to pay for things they couldn't afford they would use credit and installment buying. Though installment buying and credit would lead to people losing money because they don't use the system correctly. Therefore James was able to go to the people in charge of the boxing company, and ask if they had any spare change. He went to them because he didn't want to go to the bank, he needed the money now, and he didn't make enough working on the docks to pay for it. Joe Gould James’s coach gave
