Merit Aid Benefits

Decent Essays
I have found this presentation very helpful since I am a senior. The presentation was actually in a good time since we were all applying for aid at that time. She talked about abou two types of aid that are provided- 1) Merit aid 2) Need based aid. Merit aid are provided based on grades and other activities whereas need based are provided on your family's income. Students can take loans from government and private companies to pay off their tuition. She also gave some websites name for us to apply for scholarships. Students attending college should have only one credit card as it helps them to keep up with their credit scores. If someone have many credit cards then it might be staggering as they might feel the urge to spend money and be in

Related Documents

  • Improved Essays

    The NC 529 saving plan is a program to help you save money for college or a university. When having a account, tax free earnings are a real advantage in the program. The account earning is free from the federal and North Carolina income taxes when your withdrawal is used to pay for qualified higher education expenses such as tuition, fees, room and board, books, computer and associated equipments, or like supplies. The plan also offers low cost option so you can put more saving into future college expenses. And in the program it offers you different kind of investment that you can choose within the ranges of strategies, like from conservative to aggressive.…

    • 483 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    Is College Stressful

    • 883 Words
    • 4 Pages

    College has been a unique and most important step in our educational career. So, why is the college experience so stressful? The factors vary from different individuals for different reasons, but what are the main causes. College will always be a stressful experience, however according to a poll study, college is stressful because of its effect personal, intrapersonal, physical and psychological well beings of the students. The few of the major causes of stress in college that is listed students is not being organized, the lack of proper sleep, poor eating habits, having huge amounts of work, adjusting to the new lifestyle and changes in personal and professional relationships.…

    • 883 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Cost Of Education

    • 771 Words
    • 4 Pages

    These help with knocking off a few dollars from the final cost an applicant will pay towards obtaining a college degree. Sanchez wrote that the Federal Government assisted families with a loan called Federal Perkins Loan Program. As campuses flourished with applicants who believed in the government, results were right and there were more opportunities for citizens to be able to afford college. Likewise, Alexander said with the help of scholarships, grants, and loans, then the ability to pay for college can be attained by most…

    • 771 Words
    • 4 Pages
    Improved Essays
  • Great Essays

    Affirmative Action Case Study

    • 1561 Words
    • 7 Pages
    • 4 Works Cited

    However, he notes, “truly meeting the needs of low-income students would require fundamental reforms in financial aid.” He alludes to the early days of the Penn Grant, which in the beginning covered 84% of college expenses, making attending college for the poor a real possibility. Today, the Penn Grant covers half that, or only 42% of the costs of college. For many low-income families, sending their kids to college has become a financial impossibility. Many poor students end up going to community colleges, the cheaper alternative.…

    • 1561 Words
    • 7 Pages
    • 4 Works Cited
    Great Essays
  • Improved Essays

    How can students fund their college education? “Figuring out how to pay for college can be difficult and confusing” (Source 1). However, many people believe paying for college can be very stressful and leave them in debts. As the world becomes more advanced companies and people have started to grant students with rewards or loans to help pay their college fee. The purpose of this essay is to inform you about the different ways in which students can pay for college education.…

    • 402 Words
    • 2 Pages
    Improved Essays
  • Great Essays

    It’s hard to believe that once upon time, Americans did not have the dreadful worries of finding a way to prepare for the financial necessities for college. Now, college is becoming more of a dream rather than a reality as high tuition rates becomes the number one reason why Americans are not advancing themselves into higher education. In some cases, there are college students who receive full-ride scholarships to the college they desire; however, the majority of those who do go to college do not obtain the same luck. Those students who do continue their education and go off to college find themselves short of financial aid, out-of-pocket cash, and even scholarships. This causes students to resort to taking out a student loan.…

    • 1550 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Student Loan Debt in America Millions of Americans are currently knee deep in student loan debt. The number of students leaving college with debt is at an all time high. With the average student taking six years to get their college degree and the price of college tuition being at an all time high it 's hard for students to plan the rest of their without factoring in all their debt. College has always been seen as one of the only ways to ensure a solid future, but when students are needing to take out massive loans in order to pursue their college career it 's hard to not have negative effects. The cost of college for most is nearly impossible to afford without some sort of financial aid, like a loan.…

    • 1465 Words
    • 6 Pages
    Improved Essays
  • Improved Essays

    Evaluating Student Loans

    • 686 Words
    • 3 Pages

    Student Loans On the topic of students loans, I feel like there are only two side that could be talked. One being that students are a terrible thing for student to invest in and the other being that student loans are the most effective way of ensuring your tuition is paid. When doing research on this topic, I discovered information that covered both of these side. Personally, since I am a student that has already used student loans I am all for the use of student loans.…

    • 686 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    There comes in time in every adolescent's life where you are obliged to think about what is in store for your future. In the American grade school system you are advised rather by your parents or mentors to start thinking about college, years before high school graduation. In American culture we are taught at a young age to optimistically share our dreams of what we want to be when we grow up. It is a conventional perception that any child can be what they they want to be if they put their mind to it. After admission to college, I was inconveniently not taught about the financial aspects about paying for college.…

    • 1358 Words
    • 6 Pages
    Improved Essays
  • Improved Essays

    College is full of many opportunities to help anyone achieve the success they want, with endless amount of support and resources it can be difficult or overwhelming for some students to decide which one is best for them. Unfortunately, many individuals will not get to experience college because they cannot afford the tuition. Since higher education cost thousands of dollars many students pay their tuition by participating in organizations, sports, doing a work-study, and many other things. Majority of students delay college or do not go because they cannot afford to go right after high school. With tuition being so high, it forces students to take out a tremendous amount of loans which accumulates to student debt.…

    • 639 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Debt In College

    • 1007 Words
    • 5 Pages

    Debt has been a problem for years but recently there has been a growing issue with higher level education seeking students attending college. With the demands for a bachelors degree rising throughout companies students are left with a complicated issue choosing between paying a ton of money for a bachelors degree or risk getting paid a lot less and having more trouble finding a job. Because of this issue students have been taking out student loans and borrowing money to help fund their journey though college. This has not only put the student in debt but also ruins a large portion of their income once they get out going towards paying back their college experience. With this issue expanding I will be going over reasons why college is expensive,…

    • 1007 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Decreasing Student Debt

    • 607 Words
    • 3 Pages

    As the United States’ economy get worse, an increasing amount of college students are feeling the stress of financial problems upon entering college. However, college students continue to take out loans and put themselves in debt. Some possible solutions for decreasing student debt include improving the affordability of college, modifying the national education budget, and reducing the interest rate on student loans. The first possible solution for decreasing student debt is improving the affordability of college. According to Shari Held, “On a moderate budget, the average cost of the 2015-2016 school year at an in-state public college came out to $24,000, and a year at a private school set students back $48,000” (Held).…

    • 607 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Student debt is an epidemic that has taken over the nation, and students are unaware of its ramifications. Schools know that students are willing to pay the high costs for a quality education, however, students do not always know how to pay for their schools. A part of this problem is that students are unaware that there are options other than student loans, there is a way to minimize their impact, and students believe many myths about scholarships that discourage them from seeking them out. Students need to be aware of their options to minimize the impact of student loan debts and should inform others who struggle to pay for their higher education. There are students who are unaware that student loans can be detrimental to their current and future financial state.…

    • 728 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    College And Debt Essay

    • 1564 Words
    • 7 Pages

    College is a source where students get the golden ticket of their dreams. A lot of high schoolers might have a dream to attend college one day to gain more knowledge but to get higher degree one might need a lot of money, and colleges will give chances where people can take loans but when it leads to debt it can be worrisome. According to the Journal of Financial Counseling and Planning (Volume 27) , “Going to college without enduring student loans is impossible and most students do not know much of what they will be repaying”. Attending college is profitable but the debt makes it very tough. An article by Joel Elvery, an economist in the Federal Reserve Bank of Cleveland indicates that “Americans owe nearly $1.3 trillion in student loan debt, spread out among about 44 million borrowers”.…

    • 1564 Words
    • 7 Pages
    Improved Essays
  • Improved Essays

    Rising Cost

    • 948 Words
    • 4 Pages

    The Rising Cost of College Education Going to college is something that over the years has become more popular than in the past. With the number of students increasing the cost of college is also increasing. The cost of going to a university has been has become almost impossible for some. With prices of tuition steadily increasing, it makes it hard for some students to be able to afford going to a university. There are scholarships that pay for school or at least help to make this more affordable.…

    • 948 Words
    • 4 Pages
    Improved Essays