Brianna Binion ENC 1101 August 8, 2016 Bernie Sanders means of persuasion In the article “Make College free for all,” Senator Bernie Sanders uses the presidential election as an opportunity to expose the truth why numerous citizens do not achieve “the American dream” (Sanders 3). Sanders argues that a college education should be free for all citizens. Furthermore, he explains why numerous Americans do not get a chance to go to college. In the article “Make College free for all,” Senator Bernie Sanders effectively uses pathos, logos and kairos to support his argument, however, his use of ethos is not effective.…
In “Debate on Student Loan Debt Doesn’t Go Far Enough”, Robert Applebaum expresses his concerns when it comes to student loan debt. Applebaum is a graduate of Fordham University of Law who initiated a petition for student loan forgiveness which later was published by The Hill in 2012. Applebaum came up with a proposal of a plan which involved “automatically withdrawing ten percent of the debtor’s income and at 45,000 the loan would be forgiven”. In his essay, Applebaum exclaims that students these days have to mortgage their education because tuition is too expensive due to new stadiums and six-figure administrative salaries. Applebaum believes that student loan forgiveness should be made available to all graduates because a higher education is “a right, not a commodity reserved only for the rich”.…
A student can only do so much when it comes to borrowing money. In some cases, money can be the reason why students cannot or decides not to finish school. Many young adults have the goal to continue their education after high school and only some finish college without owning a single cent to the bank, while others struggle to manage debt after graduation, and sometimes those who drop out and have to pay for an unreceived credit. Or so to speak. One such student and former assistant district attorney, author Robert Applebaum, wrote “Cancel Student Loan Debt to Stimulate the Economy” after he realized he could not support himself nor pay off his student loans while working as an assistant DA.…
In the article “Sentenced to Debt”, authors Scot Ross and Mike Brown accentuate the battle between higher learning organizations and big suit legislation to come up with an agreeable solution to the financial aid plight troubling millions of Americans. The majority of college students are burdened with lifelong debt in suit of pursuing their childhood career aspirations and often detracting from other pecuniary objectives such as vehicle or property ownership. At the beginning the writers use 2 individuals from separate walks of life as a model examples of the catch 22 that has become a finical crisis topic of recent years affecting all social classes by significantly decreasing turnover ratio following investing in a college degree; interest…
Many college students believe that they will end up making more money than their uneducated peers. There are many citizens who are unaware that they have the potential to live a world of debt after graduating. Robin Wilson, author of the article “A Lifetime of Student Debt Not Likely”, clearly concludes that student debt is unlikely in the title of the article itself. The real truth is student debt can be highly likely. Although it is easy to agree with Wilson’s conclusion it is easy to see debt in an entirety can also be prevented.…
Students across the country are facing a mounting challenge upon graduation. This challenge is not one that is easily surmounted or circumvented. The challenge is also not limited in scope to one social class or geographical region. The challenge facing more and more students every year is student loans. The loans themselves are not the issue, but rather the excessive amount of debt that tends to follow.…
Student loan debt is one of the many financial issues that we in America are faced with today. Not only does this debt have detrimental effects on the economy, but it is directly affecting students who would like to pursue an education, but fear the dreaded debt that accompanies it. Graduates are completing school with exorbitant amounts of debt and are being expected to start making payments within 6 months of completing their degree. How are students expected to start living their lives with massive amounts of debt after freshly graduating school? This issue is increasingly important to me because I am one of the students that will have to be dealing with this issue in not too long.…
I, professional Professionalism is a huge word composed of small acts. It’s not been a long time since I graduated from college and just 2 months ago when I signed my contract to this company. There are lots of changes since then. I was the “I-don’t-care-as-long-as-I-passed” person, the rule unto myself, I am the “go have fun as there is time”, I am just representing “me”. I was overwhelmed when I got hired by this company, I mean, first job ever!…
The issue on student debt has caused many discussions to let the student have more money go in their pockets to handle the debt at the end of their college career. Even the president and many others had a story to tell about their experience with debt after college. The president spoke to the students of UNC about debt and how it can be solved. He provided a backstory of when he had worries about if he could get a good job, get married or be able to handle the mortgage and bills for a house. It was empowering to the students to hear their president's struggle with debt and overcome it.…
Sixty percent of college graduates have an average debt of $16,033 (Gitlen). In 2010, Americans owed more than $875 billion on student loans, now that number has reached $1.3 trillion (Gilten). Many students do not get enough scholarships or grants to pay for the traditional four-year university, so they take out student loans. According to Beth Braverman, a writer for The Fiscal Times, “Those who need to borrow a large amount of money to finance their education, or who are going into a profession that doesn’t pay very well, will have more financial security if they attend a lower-cost school and don’t have to struggle with substantial debt payments after graduation.” (Braverman, par 6).…
In today’s society, a college degree is more often encouraged than not for students soon to graduate from high school or older adults looking to further themselves in the work force. Employers are even more likely to hire an applicant if they have a degree in the field. Unfortunately, as swiftly as the demand for college degrees increases so does the cost for a college education. A growing number of students have to turn away from furthering their education because the cost is much too steep. Reducing college tuition fees and expenses will encourage more students to pursue higher education, making them more qualified for the job market and will, in turn, improve the US economy.…
Best, J., & Best, E. (2016). The shifting landscape for student loans. Society, 53(1), 51-55. doi:10.1007/s12115-015-9972-5 This scholarly article discusses how student loan policies are leading to repayment problems for graduate students. It discusses how the majority of policy proposals are set up for students with higher loan balances rather than those with lower balances.…
In today’s American society, the average college graduate leaves college with a whopping $37,172 in student loan debt. Crippled by constant payments, many struggle to keep up with payment plans. On top of that, federal student loans encompass an interest rate, which has a limit of 8%. Because the interest rates are so high, graduates can end up paying double the original loan amount. Coming from a large family, I have had first hand experience with the effects of student loans, and what it can do to a blossoming individual looking to start a new life.…
Applying Ethics and Professionalism in the healthcare setting is crucial to being a part of something bigger than yourself. Many people don’t realize entering into the field that you are examined from head to toe, from the first time you set foot into the building you are apply to or simply a job you already work at. Things like your appearance, the way you conduct yourself, and your facial expressions. You simply cannot walk into an interview with pajamas on and your hair looking a mess, you will be portrayed as messy, that you do not care about yourself, you are wasting the interviewers time, and simply that you just do not care whether you receive this job or not. Ethics is about putting others beliefs before your own.…
Though student loan debt is very real the risk and debt that comes along with pursuing a degree is ultimately the better option because “Those with professional degrees had a median income of $87,356, more than three times that for high school grads” (Matthews “Part II”). This realization forces students to take out loans despite its consequences because racking up debt is the only way to have any chance at a good paying job. The fact is, “because of the poor job market, young people may have less of a chance than ever to actually get a good job commensurate with their education” (Taibbi). For those who choose to pursue a 4 year degree and deal with the debt, still struggle afterwards for many years trying the manage the debt they accumulated, diminishing their purchasing power long after starting their career causing them to postpone all investment…