Hello Marcelino,
I trust you had a good Memorial Day observance, and apologize for just getting back to you; as being closed for two days and with the shortened work week, we are scrambling to get caught up. Having said that, to answer your questions, the credit reporting agencies (CRAs), Original Creditors (OCs), and Collection Companies all have 30 days to respond to a consumer's dispute. However, the bureaus can extend this period for an additional 15 days, if additional information has been submitted within the allotted time. Moreover, if they attempt to falsely extend the reinvestigation to 45 days, I/we will immediately address the violation.
Further, we will resolve all of your case file work by the end of this