The Medicare community has oversight by the Center for Medicare and Medicaid Services, (CMS). Healthcare organizations are contracted to provide quality healthcare options for consumers by CMS however; each plan has limitations in those plan that prevent the consumer from obtaining that quality care they expect. Some of the main concerns that prohibit streamlining the process are plans dropping doctor’s mid-year without sufficient notice to members, coverage problems not clearly identified in their marketing, exorbitant cost-share, high premiums, and limited coverage. Thankfully the Affordable Care Act has made it easier for members to get quality care. They have limited the risk factors which illuminates overwriting for individuals in the
