Debt is defiantly a monkey on your back. I as young adult I didn’t want to go into a marriage with debt. I hate to say it, but I did. The reason for it was that I didn’t manage my money properly. If I had listen to my father council to save my money. He said that if a continued to pay myself every month of what I paid to the bank that when it came time I would be able to buy a newer car without going into debt. Well I didn’t adhere to his council and it was time for me to get a new car and I didn’t have a reserves, so I needed to get a loan. At this time I just mete my husband. We both came into are married with debt. I told my husband that I felt that it was my responsibility to pay my debt off and that I would work Intel it was
