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Malpractice Insurance: The Cost Of Health Care

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The cost of healthcare is a key issue in many different ways. Malpractice insurance is one of the cost issues. It does seem that this cost would affect a physicians practice but it also affects how they practice. Physicians do not want to be in a malpractice lawsuit and they will over order just to cover every possible outcome. If a patient comes to the emergency room for one reason sometimes the physician orders multiple test that are not needed in treating the patient. This practice of over ordering is costly and drives the cost of healthcare up. Some experts estimate that at least $200 billion is wasted annually on excessive testing and treatment (Dixit, et al., 2017). This is due to many different factors. One factor is that physicians

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