According to Longtermcare.gov, over 70 percent of seniors over 65 will require long-term care during their lives. The chance that a senior will require long-term care depends on a number of factors, but there are several common denominators.
More women will require long-term care than men. This is not because men are in better health, but because most women will live an additional five to seven years beyond their male counterparts. This means that senior women are more likely to be alone and require assistance when they are potentially most fragile health-wise.
Age and disability have an unfortunate correlation. While less than 10 percent of Americans under 50 have a disability requiring long term