Part A: liability Coverage: Liability coverage protects a covered individual against a suit or claim arising out of the ownership or operation of a covered vehicle. This coverage applies to the insured and any resident family member, as well as any person using the named insured’s covered automobile.
Coverage amounts are written in split limits, where the amounts of insurance are stated separately. The Missouri state-required limits of 25/50/10 are as follows:
• $25,000 per person for bodily injury
• $50,000 per accident for bodily injury
• $10,000 per accident for property
The law also requires you to have uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident.
Part B: Medical Payments: …show more content…
Medical payments coverage is not based on fault. Thus, if you are injured in an auto accident and are at fault, medical payments can still be paid to you and to other injured passengers in the car.
Part C: Uninsured Motorists:
Uninsured motorists coverage pays for bodily injury and property damage in some states, that is caused by an uninsured motorist, and hit-and-run driver, or a negligent driver whose insurance company is insolvent. This coverage applies to the insured, family members, any other person occupying a covered automobile, and any other person legally entitled to recover damages.
Part D: Coverage for Damage to Your
Coverage amounts are written in split limits, where the amounts of insurance are stated separately. The Missouri state-required limits of 25/50/10 are as follows:
• $25,000 per person for bodily injury
• $50,000 per accident for bodily injury
• $10,000 per accident for property
The law also requires you to have uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident.
Part B: Medical Payments: …show more content…
Medical payments coverage is not based on fault. Thus, if you are injured in an auto accident and are at fault, medical payments can still be paid to you and to other injured passengers in the car.
Part C: Uninsured Motorists:
Uninsured motorists coverage pays for bodily injury and property damage in some states, that is caused by an uninsured motorist, and hit-and-run driver, or a negligent driver whose insurance company is insolvent. This coverage applies to the insured, family members, any other person occupying a covered automobile, and any other person legally entitled to recover damages.
Part D: Coverage for Damage to Your