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I just got this from one of my KTL clients about purchasing a lease protection plan:
>I got a great deal on an Infiniti QX30 AWD Premium, and went I went to sign the paperwork, the finance guy wanted to sell me a premium lease protection package- $900 cost over 39 months, gets me free tire, rim, dent repair and $1,500 in lease return damage insurance. It's cost is quite steep, compared to …show more content…
The truth is almost no one needs to get excess wear and tear protection from some anonymous, 3rd-party company.
Because most leases give us a damage allowance.
This ranges between $500 to $1,500 - sometimes more.
And most things we think are damages are not:
For example, if we have a dent less than the size of a quarter (and there is no paint removed), we do not have to worry.
Scratches shorter than the width of a credit card are considered normal wear and tear.
Most carpet stains are considered normal wear and tear.
The tread left on tires varies depending on the leasing company. Toyota hints that we can turn in a vehicle with almost bald tires (as long as no belts show through).
*** A cheaper way to pay for expensive damage
Even if we are charged for damage at the end of a lease, we are given the option to have it repaired ourself for