International Students and Financial Challenges
Studying in America can bring all sorts of excitement, yet many challenges. Most international students who come to the United States come from China, India, South Korea, and Saudi Arabia ("New Data”). According to the Institute of International Education, over one million international students enrolled in American institutions in the year 2015-2016 (International Students). International students face acculturation issues, such as culture shock, social challenges, and competitive academics when getting accustomed to a new country and new academic environment, however, one of the major challenges they face is financial hindrances. International students in American institutions bring financial …show more content…
The American dollar is considered as one of the most expensive currencies in the world. Given the high currency exchange rates between the United States and countries such as India and China, international students feel financially burdened to pay for the high costs of health insurance. For this reason, some students sacrifice their health and instead, choose to save money. In a survey designed by the University of Toledo for international students, a student reported that he had not been to a medical center for three years because of the high price of health insurance he pays each semester. He blames the receptiveness of the University community for his financial vulnerabilities and highlights their inability to serve his needs (Sherry et al.). Even though the high cost of health insurance is an issue of finances for international students, there are some possible solutions. In his article “Challenges for International Students in the United States,” Rosenberg acknowledges the high cost of health insurance is a financial barrier for international students and offers solutions by introducing a Medical Insurance Service Group called TokioMarine HCC that recognizes the financial difficulties of international students studying in American institutions and provides them with extensive medical coverages …show more content…
The financial support includes increased on-campus job opportunities and provision of alternative financial resources, such as scholarships and grants that can cover the high costs of textbooks and health insurance. Providing better funding for the education of international students is extremely important because failure to include international students and inability to understand international relations at this level can contradict institutions’ objectives of shaping all students as global citizens for a better world. Therefore, “if their needs are met, they can be the best bridge for future international students that will continue this contributory process” (Hsiao-ping et
Studying in America can bring all sorts of excitement, yet many challenges. Most international students who come to the United States come from China, India, South Korea, and Saudi Arabia ("New Data”). According to the Institute of International Education, over one million international students enrolled in American institutions in the year 2015-2016 (International Students). International students face acculturation issues, such as culture shock, social challenges, and competitive academics when getting accustomed to a new country and new academic environment, however, one of the major challenges they face is financial hindrances. International students in American institutions bring financial …show more content…
The American dollar is considered as one of the most expensive currencies in the world. Given the high currency exchange rates between the United States and countries such as India and China, international students feel financially burdened to pay for the high costs of health insurance. For this reason, some students sacrifice their health and instead, choose to save money. In a survey designed by the University of Toledo for international students, a student reported that he had not been to a medical center for three years because of the high price of health insurance he pays each semester. He blames the receptiveness of the University community for his financial vulnerabilities and highlights their inability to serve his needs (Sherry et al.). Even though the high cost of health insurance is an issue of finances for international students, there are some possible solutions. In his article “Challenges for International Students in the United States,” Rosenberg acknowledges the high cost of health insurance is a financial barrier for international students and offers solutions by introducing a Medical Insurance Service Group called TokioMarine HCC that recognizes the financial difficulties of international students studying in American institutions and provides them with extensive medical coverages …show more content…
The financial support includes increased on-campus job opportunities and provision of alternative financial resources, such as scholarships and grants that can cover the high costs of textbooks and health insurance. Providing better funding for the education of international students is extremely important because failure to include international students and inability to understand international relations at this level can contradict institutions’ objectives of shaping all students as global citizens for a better world. Therefore, “if their needs are met, they can be the best bridge for future international students that will continue this contributory process” (Hsiao-ping et