Indemnity Plan

Improved Essays
An indemnity plan give you more freedom in choosing which doctors or hospitals to visit. The plan reimburses you for medical expenses, however, the reimbursement amount does not depend on the actual cost of care, which mean you have more out-of-pocket charges (e.g. deductibles, co-payments). In contrast, managed care plans offer cost-effective medical care with lower out-of-pocket costs, however, you have to select a network of health care providers to minimize

Related Documents

  • Improved Essays

    James M. Cain’s Double Indemnity, published in 1935, was adapted into a film in the year 1944. This film brought in over $5.7 million in gross net, changed how Hollywood censored films and shaped the path for numerous controversial films to soon be produced. Although Double Indemnity left its impact, the strict Production Code prevented the film adaptation from reaching the full potential sent forth by the book. In her book, Blackout, film noir critic Sheri Chinen Biesen explains how the Motion Picture Production Code held little power over the films produced between the years of 1930 and 1934, but in the beginning of 1934 the National Catholic Legion of Decency had begun threatening to boycott any Hollywood films considered to be indecent.…

    • 745 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Essay On Double Indemnity

    • 623 Words
    • 3 Pages

    Before I actually watched Double Indemnity, I asked myself, “What is the dictionary definition of double indemnity?” I wanted to know, based on the movie title, what the premise of this film would be. I wanted to be able to have a sense of what I would be watching before I actually watched it so that I would not be lost throughout the whole movie. So, I opened up google, typed “double indemnity definition” into the google search bar, and found the answer to my question. To my surprise, after reading multiple definitions from different dictionaries, I found that double indemnity is essentially a stipulation in a life insurance policy where the insurance company that is supplying the policy is required to pay a certain amount to the policy holder…

    • 623 Words
    • 3 Pages
    Improved Essays
  • Superior Essays

    Igualdad After World War III, the United States was in ruins, and from the ashes a new country arises, Igualdad. Not every society is perfect and can please everyone, but the United States of America is corrupt and unjust. Even tough new laws were passed to insure equal pay for al races and genders, women and African Americans sill receive lower pay in some cases. The set few of the new country of Igualdad strive for equality and fairness. The United States has broken the trust of many including the Igualdad 's people; the new country will try to have no enemies and keep peace and righteousness a top priority, unlike America.…

    • 1026 Words
    • 5 Pages
    Superior Essays
  • Superior Essays

    HMO Advantage Plan Essay

    • 1371 Words
    • 6 Pages

    Medicare plans In addition, HMO advantage plan often pay additional coverage for hospital stays that exceeds the limits set by traditional Medicare. Some of the weaknesses of Medicare managed care is that the choice of healthcare provider and medical facilities are limited, prior approval is necessary from a primary care physician for specialists services, surgical procedures, medical equipment, and other health care services which is not required under traditional Medicare, and members are covered only for healthcare services received through HMO except in emergency and urgent care situations (Beik, 2014, p. 165). In contrast, one of the strength of Medicaid is its Medicaid spend down program.…

    • 1371 Words
    • 6 Pages
    Superior Essays
  • Improved Essays

    Race played a huge role in shaping societal treatments towards immigrants, for example, the white immigrants such as Portuguese and Maderians (Foote 180). The Indentureship contracts were not imposed on them, even though the passage was part of the contract; it was pre-paid at public expense (Foote 180). These immigrants developed a strong relationship with the white ruling classes. Although they received unfair treatment, they had an advantage over the Black slaves as they received bonus payments (Foote 180). The contracts given to indentured workers outlined the number of years required to work.…

    • 388 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    Managed Care Case Study

    • 728 Words
    • 3 Pages

    There are main types of managed care plans: HMO, PPO and point – of – service. Health maintenance organization provides its members health benefits where individual have to pay monthly premium in order to use the benefits. In order the benefits to be covered by HMOs (unless it’s an emergency service) the patient must use health provider within the network. Copay may or may not be require for visit to health service provider.…

    • 728 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    5. HIGHER OUT-OF-POCKET DEDUCTIBLES Short term health insurance policies are less expensive than full coverage, but they often have higher out-of-pocket costs and deductibles. Ask your insurance provider what costs you will need to pay and what is the most you will need to pay when using your temporary policy. FINAL THOUGHT Living without health insurance can be a risky situation. You’re gambling that no unforeseen or unplanned medical needs will happen. And, if a medical emergency arises, the costs can be large enough that you might face financial ruin.…

    • 1119 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Managed Care Continuum

    • 663 Words
    • 3 Pages

    Indemnity insurance, generally has no restrictions to who the insured can seek care. There is a deductible and if you are billed any charges that the provider does not cover, you are responsible for that charge. Precertification for hospitals is mandatory, otherwise the insured will suffer financial consequences. Life is quite uncertain, say you were involved in a traumatic automobile accident, case management will be able to help you with the cost. If your physician sternly suggests that you should undergo surgery because you are extremely obese, a second opinion is usually mandatory.…

    • 663 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Billy Wilder is an American film maker who has produced more than 30 films in his lifetime. Three films in particular though have caught critic’s eyes everywhere. Double Indemnity, made in 1944, The Seven Year Itch, made in 1955, and Some like it hot, made in 1959. Billy Wilder’s style in his films could be described as comic in most of his films but some of them like Double Indemnity could be described as dark as it is a film noir.…

    • 845 Words
    • 4 Pages
    Improved Essays
  • Superior Essays

    Benefits Of Managed Care

    • 1558 Words
    • 6 Pages

    Introduction Managed Care is a system that manages how the health care market is utilized. Managed Care maintains how the cost, usage, and quality. Managed care is the provider that gives the healthcare market it’s health benefits for government funded programs. The managed care programs are guaranteed payments with most medical facilities. The managed care program is the inside provider that makes sure that all health care business is beginning handled correctly.…

    • 1558 Words
    • 6 Pages
    Superior Essays
  • Improved Essays

    Emily Schmitt Mrs. Meyer English 12 4 November 2015 Obtaining Insurance Coverage: Eating Disorders In this day and age being skinny is being beautiful. Hip bones, collar bones, thigh gaps, and most recently the “bikini bridge;” there is no such thing as being too thin. Eating disorders plague young people all over the world and this could be because the drive to become and be considered beautiful has affected too many in negative ways and consequently now hold negative outcomes.…

    • 1193 Words
    • 5 Pages
    Improved Essays
  • Superior Essays

    Insuring the Uninsured: Where Should Undocumented Immigrants Stand The United States has maintained a tolerate-hate relationship with undocumented immigrants, and really immigrants in general. According to Pedraza and Rumbaut (1996) history has shown that their presence is necessary for economic development, especially in the labor workforce that has remained undesirable to native residents. However as Hilfinger-Messias, McEwen, and Boyle (2015) explain, more often then not when immigrants become increasingly visible in society nativism resurfaces exclusionary tendencies, and immigration policies become increasingly prohibitive and strict, especially when the U.S. economy is unstable. Even with regulations restricting illegal immigration Pedraza & Rumbaut (1996) highlight undocumented workers continue to arrive in hopes of…

    • 1351 Words
    • 6 Pages
    Superior Essays
  • Improved Essays

    Managed Care Disadvantages

    • 1092 Words
    • 4 Pages

    Managed care is the most prevalent form of health insurance plan that has significantly changed the ways that patients receive care and allowing them a variety of affordable care. Under managed care, health insurance plans have a contract with providers and hospitals to provide care for clients at lower cost. Clients who choose to enroll in a managed care plan should also be aware of both the benefits and the drawbacks of those care plans. Criticism/drawbacks Managed care health insurance plans, mostly the HMO 's, focus primarily on prevention, and people with these types of policies pay less for their coverage. The newest options in health insurance plans include the PPO (preferred provider organization) plans.…

    • 1092 Words
    • 4 Pages
    Improved Essays
  • Great Essays

    After the Great Depression period, people needed a new beginning. The United States experienced a rise of prosperity where big cities such as Los Angeles were in the center. The American Dream was revitalized. In the late 1930s, the hard-boiled novel became increasingly popular, but when hard-boiled novels were later adapted as films, the films were regarded as works of Noir. The term Noir was adapted by French critics because the films featured techniques such as black and white coloring and peculiar camera angles.…

    • 1651 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    The similarities of both the HMO’s and PPO plans is that both plans require authorization, prior approval or pre-certification for many elective hospital admissions, tests which can be costly surgeries and procedures. Through the use of managed care, HMOs and PPOs are able to reduce the costs of hospitals and physicians. Managed care is a set of incentives and disincentives for physicians to limit what the HMOs and PPOs consider unnecessary tests and procedures. Managed care generally requires the consent of a primary-care physician before a patient can see a specialist.…

    • 1227 Words
    • 5 Pages
    Improved Essays