Why Is Health Insurance Necessary

1140 Words 5 Pages
In today’s society, it is necessary for everyone to have health insurance in one form or another. The cost of proper health care has significantly increased. It only continues to become more expensive. This is due to inflation, it is causing the monthly fees to be higher. The care a person receives may not be the same if they don’t have insurance than if they were to have a health care plan. Also, the cost is going up because the supplies needed to care for patients are becoming more expensive. It is also costing more to employ the medical staff. Although, health insurance is a necessity for people to receive the best possible care, it is not always the most affordable by all. The cost is a key factor in whether or not people have proper health insurance.
In the world of health care, it is very beneficial, even a requirement for patients to have, at the very least, the minimum insurance. What many who refuse, or cannot afford to pay for health insurance don’t understand, is that health insurance is designed to help them cover the
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They are only required to pay a copay, which, depending on the insurance plan, can be an extremely small amount. Health insurance, does not only cover medical procedures, hospitalizations, and other doctor appointments, but also helps patients cover the costs of necessary prescriptions. However, not all prescriptions may be covered completely, or even at all. Depending on the medication, the prescription may not be covered by a person’s insurance; some insurance companies will only cover the generic brand of some medications. Under the United State’s president, Barack Obama, if a person needs medical attention, but does not have health insurance, they cannot be denied care. No matter the circumstance, a person has the right to see a medical official with, or without medical care

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