According to the Corporation for Enterprise Development (CFED), data collected in 2014 for its Assets & Opportunity Scorecard revealed that “44% of households nationally are living without a basic personal safety net.” Simply put, almost half of the country lives paycheck to paycheck. Is financial insecurity a threat to you and your family? What happens if there isn’t enough money to take care of your needs? If your paychecks are short and the days are long, there is one of two things you do when you can’t pay your bills. The first is panic. The second is create a plan of action meant to reduce the financial blow you’re experiencing. The latter is ideal but requires commitment. Ignoring creditors is not an options especially if you want to
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This prevents any confusion in the event there are multiple account holders with the same first and last name. Make sure your signature is legible. It serves as your word. Type the letter. Don’t write it by hand. Not everyone has the best penmanship. Avoid confusion by using a standard font like Arial or Times News Roman. Double check spelling and grammar. Print two copies of the letters. Keep one in your own personal file and send the other immediately. If you’re concerned about it arriving to its destination on time, send a registered letter. The post office requires a signature for delivery. Consolidate Debt Debt consolidation refers to a number of debt assistance plans combining multiple debts, loans or payments. The three types of debt relief offered are Student Loan Consolidation, Debt Management Plans, and Debt Settlement. Debt consolidation offers many benefits when done correctly. Here are some of the advantages offered by debt consolidation programs: • Lower monthly payments. • Lower interest rates. • Helps you get out of debt fast. • Protects your credit rating. You cannot consolidate certain types of debt like federal student …show more content…
The app is free to download and easy-to-use. • Gigwalk – Similar to the aforementioned apps, Gigwalk matches Gigwalkers with gigs. Once approved, complete the task, and send it. When everything checks out alright on Gigwalk’s end, you receive payment via PayPal. If you’re out and about, check to see if any tasks in the area need completed. Make sure to follow each step carefully. Many projects need you to be in the store or restaurant at the time of the report. Double check completed tasks to receive credit for them. Sell the Things You No Longer Need The average household is a perpetual goldmine of sellable goods. Decide which items you no longer need and sell them. Facebook Buy, Sell, and Trade groups and Craigslist are options for fast cash. Make sure to meet the buyer in a public place for safety reasons. Hold a garage sale and use funds to pay your rent or mortgage payment, utility bills, medical bills or credit card balances in that order. It’s easier to receive help from credit card companies than a landlord dependent on the money you pay to take care of their own financial needs or the bank who expects you to adhere to the guidelines stated in loan
This prevents any confusion in the event there are multiple account holders with the same first and last name. Make sure your signature is legible. It serves as your word. Type the letter. Don’t write it by hand. Not everyone has the best penmanship. Avoid confusion by using a standard font like Arial or Times News Roman. Double check spelling and grammar. Print two copies of the letters. Keep one in your own personal file and send the other immediately. If you’re concerned about it arriving to its destination on time, send a registered letter. The post office requires a signature for delivery. Consolidate Debt Debt consolidation refers to a number of debt assistance plans combining multiple debts, loans or payments. The three types of debt relief offered are Student Loan Consolidation, Debt Management Plans, and Debt Settlement. Debt consolidation offers many benefits when done correctly. Here are some of the advantages offered by debt consolidation programs: • Lower monthly payments. • Lower interest rates. • Helps you get out of debt fast. • Protects your credit rating. You cannot consolidate certain types of debt like federal student …show more content…
The app is free to download and easy-to-use. • Gigwalk – Similar to the aforementioned apps, Gigwalk matches Gigwalkers with gigs. Once approved, complete the task, and send it. When everything checks out alright on Gigwalk’s end, you receive payment via PayPal. If you’re out and about, check to see if any tasks in the area need completed. Make sure to follow each step carefully. Many projects need you to be in the store or restaurant at the time of the report. Double check completed tasks to receive credit for them. Sell the Things You No Longer Need The average household is a perpetual goldmine of sellable goods. Decide which items you no longer need and sell them. Facebook Buy, Sell, and Trade groups and Craigslist are options for fast cash. Make sure to meet the buyer in a public place for safety reasons. Hold a garage sale and use funds to pay your rent or mortgage payment, utility bills, medical bills or credit card balances in that order. It’s easier to receive help from credit card companies than a landlord dependent on the money you pay to take care of their own financial needs or the bank who expects you to adhere to the guidelines stated in loan