According to the United States Department of Labor, “A pre-existing condition is any illness, condition or treatment performed or diagnosed within the last 12 months before starting a new health insurance plan” (United States Department of Labor, 2014). Pre-existing conditions can be any condition such as heart disease, sexually transmitted diseases, or asthma. Think about the person who has asthma but just started a new job, the new insurance company would not cover her pre-existing condition even though she is new to the company.
A few years ago, insurance companies could cover your medical expenses in a new policy, but reject coverage of any previous conditions. According to Dr. Bihari, a health insurance expert “Although the health
A few years ago, insurance companies could cover your medical expenses in a new policy, but reject coverage of any previous conditions. According to Dr. Bihari, a health insurance expert “Although the health