How Do You Find Yourself In Debt

Have you ever found yourself in debt because of a credit card? Do you ever find yourself thinking that the credit card is evil or out to get you? Why have one then? Because you can pay for things online or over the telephone with a credit card, but guess what, you can do all those things with a debit card. A huge target for credit cards are teens, because they don't know how to really deal with money, and that's when a lot of mistakes happen. If credit cards are so bad, why do people use them? Then again credit cards are good for paying home and car loans, very few people do that with cash. Would you rather save for a while and not have any debt or buy now and pay it off with monthly payments? With credit cards, you make payments to pay off things and owe someone money for however long until the entire thing is paid off. It’s no fun being in debt. That’s why there is a thing called a debit card. With a debit card you put your money on that card and it allows you to only spend however much …show more content…
Every night they may go out to eat with nothing but a credit card, and they are barely getting by. Why do that to yourself? Well one reason is, is that when they were younger, there was so much pressure to get a credit card and sign with a company. Today, credit card companies target teenagers and college students hard core. They know that between paying off college and needed money to provide for yourself, you won't have really any to spend. That’s the point of the credit card. It gets to the point when you don't even realize how much money you are spending when you swipe that card until you look at the bill when you have to pay it off. Most young adults don't know how to handle money. That’s why you get a good job, and use a debit card. You may not be able to get everything you want so fast but eventually when you work hard enough for the money and save up, you can afford it and not have to make