Your homeowner’s insurance is meant to protect much more than just the dwelling you live in. Your policy also covers your personal belongings up to a certain value. Should you damage or lose any of your possessions due to fire, a natural disaster or theft, your policy covers repair or replacement costs up to a set amount – even if the loss occurs while you are traveling or away from home.
Some high-end items, however, may not be covered under your policy, and this definitely includes expensive jewelry such as engagement rings and other precious jewels. If you aren’t sure whether you need additional insurance for a particular piece of jewelry, contact your insurance agent and ask about the piece in question. He or she can explain the limits
Some high-end items, however, may not be covered under your policy, and this definitely includes expensive jewelry such as engagement rings and other precious jewels. If you aren’t sure whether you need additional insurance for a particular piece of jewelry, contact your insurance agent and ask about the piece in question. He or she can explain the limits