The three most important aspects, I think, in the article are: Home Owners Loan Corporation (HOLC), how FHA encouraged racism and classism, Edgemoor Terrace. HOLC is important because it transformed how Americans can buy their homes; the law that worked so well that we are still using it 84 years later. Second, how FHA encouraged racism and classism; it’s interesting to see how even through something intangible, people can still be racist and classist. This is important because of this, “red lining” happened and is still happening. We can see how some neighborhoods are getting more funds to build better/newer playgrounds, schools, parks, and overall, just to make/keep the neighborhood looking good. The subtlety in how these laws are/were carried
