Almost all people who are eligible to drive will drive. Also, the majority of people have car insurance. So why is my family’s car insurance rate so high? Having speeding tickets and wrecks, having two young drivers, and having a bundle of cars are all reasons why my family has a high car insurance rate. One reason my family has a high car insurance rate is because we have speeding tickets and wrecks on our record. My brother is notorious for speeding, which comes with many speeding tickets. My brother is the only one who gets speeding tickets; my sister is also a very fast driver. Having too many speeding tickets on our record increases our insurance rate significantly. In addition to speeding tickets, wrecks can also hike up insurance
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My sister is twenty and I am seventeen, therefore we are both considered young drivers to all insurance companies. Young drivers are considered the most accident prone because they have the least experience of all drivers. This assumption by insurance companies makes any family with young drivers’ insurance crucially high, including my own.
A final reason as to why my family's insurance is notably high is because we have a boat load of cars. Up until a year ago, we had more cars than people in our family. My mother had two cars and so did my dad, but a year ago we sold both of my parents extra cars and bought my sister a new car. In addition to having extra cars, we also had a Recreational Vehicle. RVs and extra vehicles puts a lot of stress on insurance rates. Even now after selling two cars, we have a new car which also adds strain to our car insurance rate. New cars, RVs, and extra cars can really hamper having low insurance rates.
Bad driving, being young, and having a surplus of vehicles, are all reasons why my family has remarkably high insurance rates. If we begin to slow down on the roads our insurance may finally decrease. In addition, when my sister and I age out of the young drivers age range, our insurance could decrease
My sister is twenty and I am seventeen, therefore we are both considered young drivers to all insurance companies. Young drivers are considered the most accident prone because they have the least experience of all drivers. This assumption by insurance companies makes any family with young drivers’ insurance crucially high, including my own.
A final reason as to why my family's insurance is notably high is because we have a boat load of cars. Up until a year ago, we had more cars than people in our family. My mother had two cars and so did my dad, but a year ago we sold both of my parents extra cars and bought my sister a new car. In addition to having extra cars, we also had a Recreational Vehicle. RVs and extra vehicles puts a lot of stress on insurance rates. Even now after selling two cars, we have a new car which also adds strain to our car insurance rate. New cars, RVs, and extra cars can really hamper having low insurance rates.
Bad driving, being young, and having a surplus of vehicles, are all reasons why my family has remarkably high insurance rates. If we begin to slow down on the roads our insurance may finally decrease. In addition, when my sister and I age out of the young drivers age range, our insurance could decrease