A health insurance plan pays providers, such as doctors and hospitals on behalf of individuals receiving care. It is a type of insurance that helps cover the cost of medical and surgical needs. Additionally, some health plans have benefits for vision, eye and dental care as well as prescription drugs.
By law, health care must be available to all. No one can be denied coverage due to pre-existing conditions.
There are two main types of health insurance plans. Individual plans are usually purchased by the self-employed or by those whose employers do not provide health plans. Group plans are purchased by employers on behalf of their employees. The employer pays a portion of the premium and establishes the criteria necessary to receive coverage.
By law, health care must be available to all. No one can be denied coverage due to pre-existing conditions.
There are two main types of health insurance plans. Individual plans are usually purchased by the self-employed or by those whose employers do not provide health plans. Group plans are purchased by employers on behalf of their employees. The employer pays a portion of the premium and establishes the criteria necessary to receive coverage.