Greatbrit vs Us Essay
Great Britain and American Health Care Compared
2. Compare access between the two healthcare systems for children, people who are unemployed, and for people who are retired.
Great Britain’s National Health Service (NHS) covers everyone children, unemployed and retired. There is no payment required. Taxes are higher in Great Britain to cover the medical costs. (Palfreman & Reid, 2008)
In America programs such as Medicaid and Medicare exist for assistance to those that do not have healthcare insurance or as a secondary.
Medicaid is funded federally and state wide for …show more content…
2b. Determine the requirements to get a referral to see a specialist in the two healthcare systems.
In America referrals are required by some insurances and not by others. The Fee-for-service indemnity plan does not place limitations on choosing a specialist or physician’s service. The HMO (health maintenance organization) requires a referral from a primary care provider before a specialist can be seen.
The NHS in Great Britain requires the patient to see a general practice physician, “a gate keeper,” for a referral to a specialist. There are a limited amount of specialist and it may take longer to be seen for an elective or non-emergent procedure. (Palfreman & Reid, 2008)
c. Discuss coverage for preexisting conditions in the two healthcare systems.
In America, “All Marketplace plans must cover treatment for pre-existing medical conditions.” (Health benefits & coverage, n.d.)
Conditions prior to plan coverage will not alter the decision. Marketplace plans may not refuse you or payment for fundamental healthcare benefits. After enrollment the insurer may not increase the rate or reject the client exclusively on health condition. Medicaid and Children’s Health Insurance Program(CHIP) follow