62 percent of the population is covered by employee-sponsored insurance; 5 percent is covered by non-group insurance. For the remaining population sixty-fiver years of age and under, 18 percent have no insurance and 15 percent are enrolled in programs such as medicaid. Most individuals sixty-five of age and older, are enrolled in Medicare. Medicaid is not insurance, but rather is a needs-based program for those unable to afford actual insurance. Eligibility is based on income, assets, and other resources (Moss 121). Those requirements are unfair because there are families that have good income but still have to pay bills and other things so after they pay what they need to pay they do not have an excessive amount of money to pay for doctor visits, medications, etc. Despite the relatively high costs paid by American workers and their employers, comparisons with other Organizations for Economic Cooperation and Development (OECD) nations reveal few real advantages in terms of positive impacts. For example, the U.S. life expectancy is is below the OECD average and infant mortality exceeds the typical OECD experience. The United States numbers in practicing physicians, nurses, acute-care hospital beds are lower than the OECD average. The World Health Organization ranks the United States thirty-seventh in health care. Millions have insurance that fails to cover major illnesses and one-third of uninsured Americans are unable to fill their prescription, during a typical year, due to costs (Moss 123). When people are unable to fill their prescription they no longer have the medicine to cure their disease or take their pain
62 percent of the population is covered by employee-sponsored insurance; 5 percent is covered by non-group insurance. For the remaining population sixty-fiver years of age and under, 18 percent have no insurance and 15 percent are enrolled in programs such as medicaid. Most individuals sixty-five of age and older, are enrolled in Medicare. Medicaid is not insurance, but rather is a needs-based program for those unable to afford actual insurance. Eligibility is based on income, assets, and other resources (Moss 121). Those requirements are unfair because there are families that have good income but still have to pay bills and other things so after they pay what they need to pay they do not have an excessive amount of money to pay for doctor visits, medications, etc. Despite the relatively high costs paid by American workers and their employers, comparisons with other Organizations for Economic Cooperation and Development (OECD) nations reveal few real advantages in terms of positive impacts. For example, the U.S. life expectancy is is below the OECD average and infant mortality exceeds the typical OECD experience. The United States numbers in practicing physicians, nurses, acute-care hospital beds are lower than the OECD average. The World Health Organization ranks the United States thirty-seventh in health care. Millions have insurance that fails to cover major illnesses and one-third of uninsured Americans are unable to fill their prescription, during a typical year, due to costs (Moss 123). When people are unable to fill their prescription they no longer have the medicine to cure their disease or take their pain