Budgeting assignment
Based on the graphs and reports from my Clearcheckbook I would be able to say that my spending habits are modest compared. Very rarely did my expenses exceed those of the rest of the class, though I did see some room for improvement in the area of miscellaneous during the month of February. During that month I spent a total of $583 which was a little too steep seeing as though my classmates on spent an average of $222. Most of that money was spent toward activities on the weekend with my teammates, whether it was something such as bowling or roller skating. If I was to cut back on some of that reckless spending going towards the items that I want instead of the items that I need my account would be in much better shape.
Over the past three months my spending habits were pretty mellow for the most part excluding the little …show more content…
Then led my spending to be significantly lower than the class average. I definitely like to keep unnecessary spending to a bare minimum if possible, meaning that I would only like to buy items that I would consider necessities. My spending on fast food and restaurants was a little out of hand compared to the class average. During the month of April I spent over $40 more than the class which isn’t much but it was an all-time high for me Supermarket and groceries was an area where I was below the class average for the most part. For a long time I didn’t have to purchase groceries because I always found an outside source that I used for food so it wasn’t necessary for me to spend money. The month of April was the time when I decided that I wanted to teach myself how to cook so I spent up to $139 in groceries. Housing for me was pretty consistent throughout this semester, only spending $455 compared to the rest of the class who averaged around $1000. In was a “must” for me to pay on a monthly basis so mot much changed for me in that
Based on the graphs and reports from my Clearcheckbook I would be able to say that my spending habits are modest compared. Very rarely did my expenses exceed those of the rest of the class, though I did see some room for improvement in the area of miscellaneous during the month of February. During that month I spent a total of $583 which was a little too steep seeing as though my classmates on spent an average of $222. Most of that money was spent toward activities on the weekend with my teammates, whether it was something such as bowling or roller skating. If I was to cut back on some of that reckless spending going towards the items that I want instead of the items that I need my account would be in much better shape.
Over the past three months my spending habits were pretty mellow for the most part excluding the little …show more content…
Then led my spending to be significantly lower than the class average. I definitely like to keep unnecessary spending to a bare minimum if possible, meaning that I would only like to buy items that I would consider necessities. My spending on fast food and restaurants was a little out of hand compared to the class average. During the month of April I spent over $40 more than the class which isn’t much but it was an all-time high for me Supermarket and groceries was an area where I was below the class average for the most part. For a long time I didn’t have to purchase groceries because I always found an outside source that I used for food so it wasn’t necessary for me to spend money. The month of April was the time when I decided that I wanted to teach myself how to cook so I spent up to $139 in groceries. Housing for me was pretty consistent throughout this semester, only spending $455 compared to the rest of the class who averaged around $1000. In was a “must” for me to pay on a monthly basis so mot much changed for me in that